Cold Wave Risk in Kentucky
All Kentucky counties ranked by FEMA National Risk Index cold wave score
Cold Wave risk — prolonged spells of dangerously low temperatures — is rated for 120 of 120 Kentucky counties in FEMA's National Risk Index. Fayette County carries the state's highest cold wave score at 96.9, with $16M in expected annual cold wave losses.
5 Kentucky counties are rated High or Very High for cold wave, and expected annual losses from cold wave total roughly $169M statewide. The full ranking below links to each county's complete 18-hazard risk profile.
County Rankings — Cold Wave
| # | County | Cold Wave Score | Rating | Ann. Freq. | Ann. Loss |
|---|---|---|---|---|---|
| 1 | Fayette County | High | 1.32 / yr | $16M | |
| 2 | Knox County | High | 0.79 / yr | $8M | |
| 3 | Jefferson County | High | 1.26 / yr | $10M | |
| 4 | Boone County | High | 1.79 / yr | $12M | |
| 5 | Wayne County | High | 0.68 / yr | $5M | |
| 6 | Laurel County | Medium | 0.79 / yr | $5M | |
| 7 | Pulaski County | Medium | 0.68 / yr | $5M | |
| 8 | Kenton County | Medium | 1.79 / yr | $7M | |
| 9 | Logan County | Medium | 0.84 / yr | $5M | |
| 10 | McCracken County | Medium | 0.95 / yr | $5M | |
| 11 | Madison County | Medium | 1.05 / yr | $5M | |
| 12 | Bullitt County | Medium | 1.16 / yr | $6M | |
| 13 | Warren County | Medium | 0.89 / yr | $4M | |
| 14 | Hardin County | Medium | 1.11 / yr | $3M | |
| 15 | Calloway County | Medium | 0.89 / yr | $3M | |
| 16 | Graves County | Medium | 0.89 / yr | $2M | |
| 17 | Whitley County | Medium | 0.74 / yr | $2M | |
| 18 | Bell County | Medium | 0.79 / yr | $2M | |
| 19 | Barren County | Medium | 0.84 / yr | $2M | |
| 20 | Campbell County | Medium | 1.79 / yr | $3M | |
| 21 | Clay County | Medium | 0.84 / yr | $1M | |
| 22 | Daviess County | Medium | 1.05 / yr | $2M | |
| 23 | McCreary County | Medium | 0.68 / yr | $1M | |
| 24 | Russell County | Medium | 0.79 / yr | $1M | |
| 25 | Harlan County | Low | 0.95 / yr | $1M | |
| 26 | Christian County | Low | 0.79 / yr | $2M | |
| 27 | Adair County | Low | 0.84 / yr | $1M | |
| 28 | Marshall County | Low | 0.89 / yr | $2M | |
| 29 | Nelson County | Low | 1.11 / yr | $2M | |
| 30 | Muhlenberg County | Low | 0.84 / yr | $1M | |
| 31 | Casey County | Low | 0.89 / yr | $948K | |
| 32 | Shelby County | Low | 1.32 / yr | $1M | |
| 33 | Lincoln County | Low | 0.95 / yr | $1M | |
| 34 | Taylor County | Low | 0.95 / yr | $1M | |
| 35 | Rockcastle County | Low | 0.89 / yr | $755K | |
| 36 | Oldham County | Low | 1.37 / yr | $2M | |
| 37 | Scott County | Low | 1.32 / yr | $1M | |
| 38 | Perry County | Low | 0.89 / yr | $884K | |
| 39 | Jessamine County | Low | 1.16 / yr | $1M | |
| 40 | Letcher County | Low | 0.95 / yr | $676K | |
| 41 | Franklin County | Low | 1.32 / yr | $1M | |
| 42 | Allen County | Low | 0.84 / yr | $832K | |
| 43 | Clinton County | Low | 0.79 / yr | $688K | |
| 44 | Monroe County | Low | 0.79 / yr | $643K | |
| 45 | Meade County | Low | 1.21 / yr | $968K | |
| 46 | Hopkins County | Low | 0.89 / yr | $778K | |
| 47 | Ohio County | Low | 1.00 / yr | $739K | |
| 48 | Boyle County | Low | 1.00 / yr | $925K | |
| 49 | Grayson County | Low | 0.95 / yr | $736K | |
| 50 | Hart County | Low | 0.89 / yr | $693K | |
| 51 | Garrard County | Low | 1.00 / yr | $611K | |
| 52 | Pike County | Low | 0.89 / yr | $604K | |
| 53 | Todd County | Low | 0.79 / yr | $881K | |
| 54 | Metcalfe County | Low | 0.84 / yr | $501K | |
| 55 | Marion County | Low | 1.05 / yr | $761K | |
| 56 | Trigg County | Low | 0.84 / yr | $555K | |
| 57 | Woodford County | Low | 1.26 / yr | $833K | |
| 58 | Floyd County | Low | 0.89 / yr | $545K | |
| 59 | Simpson County | Low | 0.84 / yr | $705K | |
| 60 | Clark County | Low | 1.26 / yr | $878K | |
| 61 | Henderson County | Low | 1.05 / yr | $685K | |
| 62 | Cumberland County | Low | 0.79 / yr | $445K | |
| 63 | Jackson County | Low | 0.89 / yr | $545K | |
| 64 | Mercer County | Low | 1.05 / yr | $653K | |
| 65 | Ballard County | Low | 0.95 / yr | $610K | |
| 66 | Bourbon County | Low | 1.32 / yr | $601K | |
| 67 | Estill County | Low | 0.95 / yr | $461K | |
| 68 | Breathitt County | Low | 0.89 / yr | $403K | |
| 69 | Leslie County | Low | 0.89 / yr | $454K | |
| 70 | Breckinridge County | Low | 1.21 / yr | $583K | |
| 71 | Grant County | Low | 1.68 / yr | $653K | |
| 72 | Fulton County | Low | 0.89 / yr | $381K | |
| 73 | Knott County | Low | 0.89 / yr | $391K | |
| 74 | Montgomery County | Low | 1.11 / yr | $537K | |
| 75 | Caldwell County | Low | 0.95 / yr | $442K | |
| 76 | Johnson County | Low | 1.00 / yr | $394K | |
| 77 | Crittenden County | Low | 1.00 / yr | $407K | |
| 78 | Green County | Low | 0.89 / yr | $387K | |
| 79 | Lyon County | Low | 0.89 / yr | $382K | |
| 80 | Carlisle County | Low | 0.89 / yr | $452K | |
| 81 | Hickman County | Low | 0.89 / yr | $368K | |
| 82 | Powell County | Low | 1.00 / yr | $332K | |
| 83 | Anderson County | Low | 1.16 / yr | $606K | |
| 84 | Martin County | Low | 1.00 / yr | $266K | |
| 85 | Livingston County | Low | 0.95 / yr | $396K | |
| 86 | Webster County | Low | 0.95 / yr | $437K | |
| 87 | Union County | Low | 1.11 / yr | $343K | |
| 88 | Larue County | Low | 1.11 / yr | $513K | |
| 89 | Pendleton County | Low | 1.68 / yr | $370K | |
| 90 | Lee County | Low | 1.00 / yr | $292K | |
| 91 | Washington County | Low | 1.05 / yr | $389K | |
| 92 | Henry County | Low | 1.37 / yr | $369K | |
| 93 | Spencer County | Low | 1.16 / yr | $604K | |
| 94 | Harrison County | Low | 1.32 / yr | $309K | |
| 95 | Wolfe County | Low | 1.05 / yr | $193K | |
| 96 | Gallatin County | Low | 1.68 / yr | $276K | |
| 97 | McLean County | Very Low | 0.95 / yr | $216K | |
| 98 | Carroll County | Very Low | 1.68 / yr | $236K | |
| 99 | Rowan County | Very Low | 1.11 / yr | $241K | |
| 100 | Boyd County | Very Low | 0.89 / yr | $225K | |
| 101 | Butler County | Very Low | 0.89 / yr | $228K | |
| 102 | Edmonson County | Very Low | 0.89 / yr | $270K | |
| 103 | Fleming County | Very Low | 1.11 / yr | $164K | |
| 104 | Owen County | Very Low | 1.68 / yr | $252K | |
| 105 | Mason County | Very Low | 1.37 / yr | $188K | |
| 106 | Owsley County | Very Low | 0.84 / yr | $151K | |
| 107 | Carter County | Very Low | 0.89 / yr | $179K | |
| 108 | Morgan County | Very Low | 1.16 / yr | $192K | |
| 109 | Hancock County | Very Low | 1.26 / yr | $176K | |
| 110 | Nicholas County | Very Low | 1.26 / yr | $134K | |
| 111 | Bath County | Very Low | 1.11 / yr | $179K | |
| 112 | Magoffin County | Very Low | 0.89 / yr | $139K | |
| 113 | Greenup County | Very Low | 0.89 / yr | $180K | |
| 114 | Trimble County | Very Low | 1.37 / yr | $149K | |
| 115 | Bracken County | Very Low | 1.63 / yr | $168K | |
| 116 | Lewis County | Very Low | 1.37 / yr | $114K | |
| 117 | Elliott County | Very Low | 1.16 / yr | $91K | |
| 118 | Lawrence County | Very Low | 0.79 / yr | $98K | |
| 119 | Menifee County | Very Low | 1.11 / yr | $115K | |
| 120 | Robertson County | Very Low | 1.42 / yr | $66K |
120 Kentucky counties with measurable cold wave risk. See the national cold wave ranking or all Kentucky counties by overall risk.
Frequently Asked Questions
Which Kentucky county has the highest cold wave risk?
Fayette County has the highest FEMA cold wave risk score in Kentucky at 96.9 (High), with $16M in expected annual losses and about 1.32 events per year.
How many Kentucky counties face significant cold wave risk?
120 Kentucky counties record measurable cold wave risk in FEMA's National Risk Index; 5 of them are rated High or Very High.