Campbell County

Kentucky — Natural Disaster Risk Assessment

Low

Composite Risk Score

58.3

National percentile: 58th

Campbell County faces low composite natural disaster risk (NRI Risk Index score 58.3, 58th national percentile), driven primarily by tornado and lightning exposure. Expected annual loss across all 18 hazard types is $26M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $26M Annualized county-level EAL
Social Vulnerability Very Low Population sensitivity
Community Resilience Very High Capacity to recover
Population 93K Latest estimate

Top Hazards

Tornado
Medium $5M/yr
Lightning
Medium $854K/yr
Landslide
Low $10K/yr

All 18 Hazard Risks

Tornado Medium 0.10 / yr $5M
Lightning Medium 51.05 / yr $854K
Landslide Low 0.36 / yr $10K
Cold Wave Medium 1.79 / yr $3M
Earthquake Low 0.00 / yr $923K
Heat Wave Low 6.68 / yr $1M
Ice Storm Medium 0.94 / yr $249K
Strong Wind Medium 3.04 / yr $1M
Riverine Flood Low 2.04 / yr $14M
Winter Weather Low 10.84 / yr $95K
Hail Very Low 3.23 / yr $155K
Drought Very Low 2.22 / yr $1K
Wildfire Very Low 0.00 / yr $6K
Hurricane Very Low 0.01 / yr $3K
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Campbell County?

Campbell County has a composite FEMA National Risk Index score of 58.3 out of 100, placing it in the Low category and the 58th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Campbell County?

The three highest-rated hazards are Tornado (Medium, $5M EAL), Lightning (Medium, $854K EAL), Landslide (Low, $10K EAL). These account for most of the county's expected annual losses.

How does Campbell County compare to other Kentucky counties?

Campbell County ranks #34 of 120 Kentucky counties for overall natural disaster risk, with a low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Campbell County's $26M EAL is a statistical average, not a guarantee for any specific year or address.