Floyd County
Kentucky — Natural Disaster Risk Assessment
MediumComposite Risk Score
National percentile: 94th
Floyd County faces medium composite natural disaster risk (NRI Risk Index score 94.2, 94th national percentile), driven primarily by riverine flood and landslide exposure. Expected annual loss across all 18 hazard types is $106M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Riverine Flood | High | 3.32 / yr | $102M |
| Landslide | Medium | 1.18 / yr | $43K |
| Wildfire | Low | 0.01 / yr | $563K |
| Winter Weather | Medium | 15.47 / yr | $135K |
| Strong Wind | Medium | 3.58 / yr | $702K |
| Hail | Low | 3.20 / yr | $369K |
| Earthquake | Low | 0.00 / yr | $409K |
| Avalanche | Very Low | 0.01 / yr | $878 |
| Heat Wave | Low | 2.58 / yr | $376K |
| Lightning | Medium | 50.68 / yr | $209K |
| Hurricane | Very Low | 0.02 / yr | $54K |
| Cold Wave | Low | 0.89 / yr | $545K |
| Tornado | Low | 0.06 / yr | $488K |
| Ice Storm | Low | 0.13 / yr | $22K |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Drought | Very Low | 4.93 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Floyd County?
Floyd County has a composite FEMA National Risk Index score of 94.2 out of 100, placing it in the Medium category and the 94th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Floyd County?
The three highest-rated hazards are Riverine Flood (High, $102M EAL), Landslide (Medium, $43K EAL), Wildfire (Low, $563K EAL). These account for most of the county's expected annual losses.
How does Floyd County compare to other Kentucky counties?
Floyd County ranks #2 of 120 Kentucky counties for overall natural disaster risk, with a medium rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Floyd County's $106M EAL is a statistical average, not a guarantee for any specific year or address.