Clay County
Kentucky — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 67th
Clay County faces low composite natural disaster risk (NRI Risk Index score 67.1, 67th national percentile), driven primarily by landslide and wildfire exposure. Expected annual loss across all 18 hazard types is $16M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Landslide | Medium | 1.56 / yr | $57K |
| Wildfire | Low | 0.01 / yr | $423K |
| Riverine Flood | Medium | 1.79 / yr | $12M |
| Winter Weather | Medium | 14.11 / yr | $79K |
| Cold Wave | Medium | 0.84 / yr | $1M |
| Strong Wind | Medium | 5.57 / yr | $394K |
| Hail | Low | 3.25 / yr | $173K |
| Avalanche | Very Low | 0.01 / yr | $321 |
| Heat Wave | Low | 2.63 / yr | $200K |
| Earthquake | Very Low | 0.00 / yr | $102K |
| Tornado | Low | 0.14 / yr | $547K |
| Lightning | Low | 52.52 / yr | $86K |
| Hurricane | Very Low | 0.02 / yr | $14K |
| Drought | Very Low | 7.06 / yr | $14K |
| Ice Storm | Very Low | 0.24 / yr | $8K |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Clay County?
Clay County has a composite FEMA National Risk Index score of 67.1 out of 100, placing it in the Low category and the 67th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Clay County?
The three highest-rated hazards are Landslide (Medium, $57K EAL), Wildfire (Low, $423K EAL), Riverine Flood (Medium, $12M EAL). These account for most of the county's expected annual losses.
How does Clay County compare to other Kentucky counties?
Clay County ranks #26 of 120 Kentucky counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Clay County's $16M EAL is a statistical average, not a guarantee for any specific year or address.