Estill County
Kentucky — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 42th
Estill County faces very low composite natural disaster risk (NRI Risk Index score 41.8, 42th national percentile), driven primarily by riverine flood and winter weather exposure. Expected annual loss across all 18 hazard types is $9M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Riverine Flood | Low | 2.57 / yr | $7M |
| Winter Weather | Low | 14.32 / yr | $60K |
| Avalanche | Very Low | 0.01 / yr | $438 |
| Landslide | Very Low | 0.61 / yr | $1K |
| Strong Wind | Low | 5.94 / yr | $350K |
| Wildfire | Very Low | 0.00 / yr | $23K |
| Lightning | Low | 51.60 / yr | $123K |
| Hail | Low | 3.34 / yr | $128K |
| Cold Wave | Low | 0.95 / yr | $461K |
| Tornado | Low | 0.09 / yr | $528K |
| Earthquake | Very Low | 0.00 / yr | $78K |
| Heat Wave | Very Low | 2.84 / yr | $119K |
| Ice Storm | Low | 0.46 / yr | $23K |
| Hurricane | Very Low | 0.02 / yr | $8K |
| Drought | Very Low | 2.77 / yr | $1K |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Estill County?
Estill County has a composite FEMA National Risk Index score of 41.8 out of 100, placing it in the Very Low category and the 42th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Estill County?
The three highest-rated hazards are Riverine Flood (Low, $7M EAL), Winter Weather (Low, $60K EAL), Avalanche (Very Low, $438 EAL). These account for most of the county's expected annual losses.
How does Estill County compare to other Kentucky counties?
Estill County ranks #52 of 120 Kentucky counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Estill County's $9M EAL is a statistical average, not a guarantee for any specific year or address.