Grayson County

Kentucky — Natural Disaster Risk Assessment

Low

Composite Risk Score

45.3

National percentile: 45th

Grayson County faces low composite natural disaster risk (NRI Risk Index score 45.3, 45th national percentile), driven primarily by hail and ice storm exposure. Expected annual loss across all 18 hazard types is $11M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $11M Annualized county-level EAL
Social Vulnerability High Population sensitivity
Community Resilience Medium Capacity to recover
Population 26K Latest estimate

Top Hazards

Hail
Medium $1M/yr
Ice Storm
Medium $323K/yr
Strong Wind
Medium $1M/yr

All 18 Hazard Risks

Hail Medium 3.13 / yr $1M
Ice Storm Medium 1.09 / yr $323K
Strong Wind Medium 6.00 / yr $1M
Tornado Medium 0.35 / yr $2M
Earthquake Low 0.00 / yr $644K
Heat Wave Low 5.95 / yr $368K
Cold Wave Low 0.95 / yr $736K
Riverine Flood Low 1.07 / yr $5M
Landslide Very Low 0.84 / yr $954
Winter Weather Low 7.84 / yr $47K
Lightning Low 53.85 / yr $165K
Hurricane Very Low 0.01 / yr $17K
Drought Very Low 1.55 / yr $17K
Wildfire Very Low 0.00 / yr $3K
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Grayson County?

Grayson County has a composite FEMA National Risk Index score of 45.3 out of 100, placing it in the Low category and the 45th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Grayson County?

The three highest-rated hazards are Hail (Medium, $1M EAL), Ice Storm (Medium, $323K EAL), Strong Wind (Medium, $1M EAL). These account for most of the county's expected annual losses.

How does Grayson County compare to other Kentucky counties?

Grayson County ranks #50 of 120 Kentucky counties for overall natural disaster risk, with a low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Grayson County's $11M EAL is a statistical average, not a guarantee for any specific year or address.