Elliott County, Kentucky Natural Disaster Risk

FEMA National Risk Index assessment · KY

Very Low

Composite Risk Score

12.2

National percentile: 12th

Elliott County faces very low composite natural disaster risk (NRI Risk Index score 12.2, 12th national percentile), driven primarily by landslide and wildfire exposure. Expected annual loss across all 18 hazard types is $3M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Risk Overview

Elliott County carries a very low composite natural disaster risk, with a National Risk Index score of 12.2 out of 100 — placing it in the 12th national percentile and among the lowest-risk counties in the country. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.

Most of Elliott County's expected losses come from landslide (downhill movement of rock, soil, and debris on unstable slopes) at Low risk — $25K in expected annual loss and about 0.72 events per year; wildfire (uncontrolled fires that spread across wildland and into communities) at Very Low risk — $44K in expected annual loss and about 0.00 events per year; and heat wave (prolonged periods of extreme heat that threaten health and infrastructure) at Low risk — $185K in expected annual loss and about 2.58 events per year. Across all hazards, FEMA estimates $3M in expected annual loss for a population of 7K.

Beyond physical exposure, Elliott County has a very high social vulnerability rating (how susceptible the population is to harm) and a very low community resilience rating (its capacity to prepare for and recover from disasters). That combination — a more vulnerable population with limited resilience — can amplify the human cost of any given event.

The federal record bears this out: Elliott County has received 34 federal disaster declarations since 1989, including 17 for severe storm events and 5 for flood events. The most recent was Severe Winter Storm (winter storm), declared in January 2026.

Among 120 Kentucky counties, Elliott County ranks #113 for overall natural disaster risk.

Expected Annual Loss $3M Annualized county-level EAL
Social Vulnerability Very High Population sensitivity
Community Resilience Very Low Capacity to recover
Population 7K Latest estimate

Top Hazards

Low $25K/yr
Very Low $44K/yr
Low $185K/yr

All 18 Hazard Risks

Landslide Low 0.72 / yr$25K
Wildfire Very Low 0.00 / yr$44K
Heat Wave Low 2.58 / yr$185K
Winter Weather Low 14.68 / yr$25K
Hurricane Very Low 0.02 / yr$13K
Earthquake Very Low 0.00 / yr$69K
Riverine Flood Very Low 0.86 / yr$2M
Ice Storm Low 0.41 / yr$17K
Strong Wind Low 3.95 / yr$161K
Lightning Low 49.76 / yr$60K
Tornado Very Low 0.06 / yr$210K
Hail Very Low 3.27 / yr$47K
Drought Very Low 2.77 / yr$2K
Cold Wave Very Low 1.16 / yr$91K
Avalanche Very Low 0.00 / yr$0
Coastal Flood Very Low 0.00 / yr$0
Tsunami Very Low 0.00 / yr$0
Volcanic Activity Very Low 0.00 / yr$0

Disaster History

Elliott County has received 34 federal disaster declarations since 1989, most recently Severe Winter Storm in January 2026. Most frequent causes: Severe Storm (17), Flood (5), Severe Ice Storm (3).

DeclaredTypeDisaster
January 2026Winter StormSevere Winter Storm
April 2025Severe StormSevere Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides
April 2025Severe StormSevere Storms, Straight-Line Winds, Tornadoes, and Flooding
February 2025Severe StormSevere Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides
February 2025Severe StormSevere Storms, Straight-Line Winds, Flooding, and Landslides
November 2024Tropical StormRemnants of Hurricane Helene
May 2023FloodSevere Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides
April 2021FloodSevere, Storms, Flooding, Landslides, and Mudslides
March 2021Severe Ice StormSevere Winter Storms, Landslides, and Mudslides
March 2020BiologicalCovid-19 Pandemic

Showing the 10 most recent of 34 declarations.

Source: FEMA Disaster Declarations Summaries (OpenFEMA).

Frequently Asked Questions

What is the overall natural disaster risk for Elliott County?

Elliott County has a composite FEMA National Risk Index score of 12.2 out of 100, placing it in the Very Low category and the 12th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Elliott County?

The three highest-rated hazards are Landslide (Low, $25K EAL), Wildfire (Very Low, $44K EAL), Heat Wave (Low, $185K EAL). These account for most of the county's expected annual losses.

How does Elliott County compare to other Kentucky counties?

Elliott County ranks #113 of 120 Kentucky counties for overall natural disaster risk, with a very low rating.

How many federally declared disasters has Elliott County had?

FEMA records 34 federal disaster declarations for Elliott County since 1989, most often 17 for severe storm events and 5 for flood events. The most recent was Severe Winter Storm, declared in January 2026.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Elliott County's $3M EAL is a statistical average, not a guarantee for any specific year or address.