Owen County
Kentucky — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 15th
Owen County faces very low composite natural disaster risk (NRI Risk Index score 15.2, 15th national percentile), driven primarily by landslide and tornado exposure. Expected annual loss across all 18 hazard types is $6M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Landslide | Very Low | 1.00 / yr | $2K |
| Tornado | Low | 0.23 / yr | $1M |
| Strong Wind | Low | 5.65 / yr | $549K |
| Ice Storm | Low | 0.94 / yr | $56K |
| Earthquake | Very Low | 0.00 / yr | $98K |
| Riverine Flood | Very Low | 1.79 / yr | $4M |
| Lightning | Low | 51.35 / yr | $97K |
| Heat Wave | Very Low | 6.47 / yr | $100K |
| Drought | Very Low | 2.82 / yr | $6K |
| Cold Wave | Very Low | 1.68 / yr | $252K |
| Winter Weather | Very Low | 10.79 / yr | $14K |
| Hurricane | Very Low | 0.01 / yr | $3K |
| Hail | Very Low | 3.54 / yr | $37K |
| Wildfire | Very Low | 0.00 / yr | $2K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Owen County?
Owen County has a composite FEMA National Risk Index score of 15.2 out of 100, placing it in the Very Low category and the 15th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Owen County?
The three highest-rated hazards are Landslide (Very Low, $2K EAL), Tornado (Low, $1M EAL), Strong Wind (Low, $549K EAL). These account for most of the county's expected annual losses.
How does Owen County compare to other Kentucky counties?
Owen County ranks #108 of 120 Kentucky counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Owen County's $6M EAL is a statistical average, not a guarantee for any specific year or address.