Larue County
Kentucky — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 12th
Larue County faces very low composite natural disaster risk (NRI Risk Index score 12.4, 12th national percentile), driven primarily by hail and earthquake exposure. Expected annual loss across all 18 hazard types is $6M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Hail | Low | 3.18 / yr | $471K |
| Earthquake | Very Low | 0.00 / yr | $343K |
| Strong Wind | Low | 6.66 / yr | $567K |
| Ice Storm | Low | 0.87 / yr | $68K |
| Winter Weather | Low | 8.74 / yr | $55K |
| Tornado | Low | 0.17 / yr | $868K |
| Lightning | Low | 52.61 / yr | $152K |
| Cold Wave | Low | 1.11 / yr | $513K |
| Drought | Very Low | 1.66 / yr | $28K |
| Hurricane | Very Low | 0.02 / yr | $11K |
| Heat Wave | Very Low | 4.68 / yr | $117K |
| Riverine Flood | Very Low | 0.79 / yr | $3M |
| Landslide | Very Low | 0.21 / yr | $81 |
| Wildfire | Very Low | 0.00 / yr | $3K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Larue County?
Larue County has a composite FEMA National Risk Index score of 12.4 out of 100, placing it in the Very Low category and the 12th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Larue County?
The three highest-rated hazards are Hail (Low, $471K EAL), Earthquake (Very Low, $343K EAL), Strong Wind (Low, $567K EAL). These account for most of the county's expected annual losses.
How does Larue County compare to other Kentucky counties?
Larue County ranks #112 of 120 Kentucky counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Larue County's $6M EAL is a statistical average, not a guarantee for any specific year or address.