Boone County

Kentucky — Natural Disaster Risk Assessment

Low

Composite Risk Score

74.5

National percentile: 74th

Boone County faces low composite natural disaster risk (NRI Risk Index score 74.5, 74th national percentile), driven primarily by strong wind and tornado exposure. Expected annual loss across all 18 hazard types is $49M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $49M Annualized county-level EAL
Social Vulnerability Very Low Population sensitivity
Community Resilience High Capacity to recover
Population 136K Latest estimate

Top Hazards

Strong Wind
High $4M/yr
Tornado
High $12M/yr
Cold Wave
High $12M/yr

All 18 Hazard Risks

Strong Wind High 3.98 / yr $4M
Tornado High 0.18 / yr $12M
Cold Wave High 1.79 / yr $12M
Earthquake Low 0.00 / yr $2M
Lightning Medium 50.99 / yr $940K
Ice Storm Medium 0.91 / yr $322K
Riverine Flood Low 2.11 / yr $17M
Winter Weather Low 10.84 / yr $135K
Heat Wave Low 6.68 / yr $671K
Hail Low 3.58 / yr $321K
Landslide Very Low 0.41 / yr $1K
Wildfire Very Low 0.00 / yr $15K
Drought Very Low 2.32 / yr $4K
Hurricane Very Low 0.01 / yr $5K
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Boone County?

Boone County has a composite FEMA National Risk Index score of 74.5 out of 100, placing it in the Low category and the 74th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Boone County?

The three highest-rated hazards are Strong Wind (High, $4M EAL), Tornado (High, $12M EAL), Cold Wave (High, $12M EAL). These account for most of the county's expected annual losses.

How does Boone County compare to other Kentucky counties?

Boone County ranks #17 of 120 Kentucky counties for overall natural disaster risk, with a low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Boone County's $49M EAL is a statistical average, not a guarantee for any specific year or address.