Livingston County, Kentucky Natural Disaster Risk
FEMA National Risk Index assessment · KY
Very LowComposite Risk Score
National percentile: 27th
Livingston County faces very low composite natural disaster risk (NRI Risk Index score 27.1, 27th national percentile), driven primarily by ice storm and earthquake exposure. Expected annual loss across all 18 hazard types is $7M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Risk Overview
FEMA's National Risk Index rates Livingston County at very low composite risk, with a National Risk Index score of 27.1 out of 100 — placing it in the 27th national percentile and among the lowest-risk counties in the country. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.
Most of Livingston County's expected losses come from ice storm (freezing rain that coats surfaces in heavy, damaging ice) at High risk — $479K in expected annual loss and about 1.26 events per year; earthquake (ground shaking from sudden movement along geologic faults) at Low risk — $2M in expected annual loss and about 0.01 events per year; and drought (extended dry periods that stress water supplies and agriculture) at Medium risk — $409K in expected annual loss and about 6.73 events per year. Across all hazards, FEMA estimates $7M in expected annual loss for a population of 9K.
Beyond physical exposure, Livingston County has a high social vulnerability rating (how susceptible the population is to harm) and a low community resilience rating (its capacity to prepare for and recover from disasters). That combination — a more vulnerable population with limited resilience — can amplify the human cost of any given event.
The county's disaster history tells the same story: Livingston County has received 29 federal disaster declarations since 1975, including 16 for severe storm events and 3 for flood events. The most recent was Severe Winter Storm (winter storm), declared in January 2026.
Among 120 Kentucky counties, Livingston County ranks #90 for overall natural disaster risk.
Top Hazards
All 18 Hazard Risks
| Ice Storm | High | 1.26 / yr | $479K |
| Earthquake | Low | 0.01 / yr | $2M |
| Drought | Medium | 6.73 / yr | $409K |
| Strong Wind | Medium | 4.08 / yr | $640K |
| Heat Wave | Low | 9.53 / yr | $314K |
| Tornado | Low | 0.29 / yr | $1M |
| Winter Weather | Low | 6.89 / yr | $44K |
| Cold Wave | Low | 0.95 / yr | $396K |
| Landslide | Very Low | 0.70 / yr | $316 |
| Hail | Very Low | 2.96 / yr | $85K |
| Lightning | Low | 54.57 / yr | $75K |
| Hurricane | Very Low | 0.02 / yr | $7K |
| Riverine Flood | Very Low | 2.43 / yr | $2M |
| Wildfire | Very Low | 0.00 / yr | $2K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Disaster History
Livingston County has received 29 federal disaster declarations since 1975, most recently Severe Winter Storm in January 2026. Most frequent causes: Severe Storm (16), Flood (3), Snowstorm (3).
| Declared | Type | Disaster |
|---|---|---|
| January 2026 | Winter Storm | Severe Winter Storm |
| May 2025 | Severe Storm | Severe Storms, Straight-Line Winds, and Tornadoes |
| April 2025 | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides |
| April 2025 | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, and Flooding |
| February 2025 | Severe Storm | Severe Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides |
| February 2025 | Severe Storm | Severe Storms, Straight-Line Winds, Flooding, and Landslides |
| July 2024 | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, Landslides, and Mudslides |
| April 2023 | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, and Mudslides |
| March 2020 | Biological | Covid-19 Pandemic |
| March 2020 | Biological | Covid-19 |
Showing the 10 most recent of 29 declarations.
Source: FEMA Disaster Declarations Summaries (OpenFEMA).
Frequently Asked Questions
What is the overall natural disaster risk for Livingston County?
Livingston County has a composite FEMA National Risk Index score of 27.1 out of 100, placing it in the Very Low category and the 27th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Livingston County?
The three highest-rated hazards are Ice Storm (High, $479K EAL), Earthquake (Low, $2M EAL), Drought (Medium, $409K EAL). These account for most of the county's expected annual losses.
How does Livingston County compare to other Kentucky counties?
Livingston County ranks #90 of 120 Kentucky counties for overall natural disaster risk, with a very low rating.
How many federally declared disasters has Livingston County had?
FEMA records 29 federal disaster declarations for Livingston County since 1975, most often 16 for severe storm events and 3 for flood events. The most recent was Severe Winter Storm, declared in January 2026.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Livingston County's $7M EAL is a statistical average, not a guarantee for any specific year or address.