Hail Risk in Tennessee
All Tennessee counties ranked by FEMA National Risk Index hail score
Hail risk — ice stones from severe thunderstorms that damage property and crops — is rated for 95 of 95 Tennessee counties in FEMA's National Risk Index. Davidson County carries the state's highest hail score at 87.8, with $1M in expected annual hail losses.
No Tennessee county reaches the High band for hail, and expected annual losses from hail total roughly $19M statewide. The full ranking below links to each county's complete 18-hazard risk profile.
County Rankings — Hail
| # | County | Hail Score | Rating | Ann. Freq. | Ann. Loss |
|---|---|---|---|---|---|
| 1 | Davidson County | Medium | 3.30 / yr | $1M | |
| 2 | Montgomery County | Medium | 3.21 / yr | $2M | |
| 3 | Sumner County | Medium | 3.31 / yr | $2M | |
| 4 | Hamilton County | Medium | 3.68 / yr | $1M | |
| 5 | Wilson County | Medium | 3.40 / yr | $1M | |
| 6 | Putnam County | Low | 3.17 / yr | $619K | |
| 7 | Robertson County | Low | 3.17 / yr | $623K | |
| 8 | Cumberland County | Low | 3.07 / yr | $356K | |
| 9 | Bradley County | Low | 3.79 / yr | $562K | |
| 10 | Anderson County | Low | 2.96 / yr | $391K | |
| 11 | Cocke County | Low | 3.21 / yr | $247K | |
| 12 | Knox County | Low | 2.91 / yr | $431K | |
| 13 | Rutherford County | Low | 3.59 / yr | $460K | |
| 14 | Coffee County | Low | 3.82 / yr | $340K | |
| 15 | Warren County | Low | 3.71 / yr | $266K | |
| 16 | Sevier County | Low | 2.98 / yr | $286K | |
| 17 | Greene County | Low | 3.07 / yr | $245K | |
| 18 | Claiborne County | Low | 3.03 / yr | $253K | |
| 19 | Campbell County | Low | 3.01 / yr | $225K | |
| 20 | Bedford County | Low | 3.84 / yr | $291K | |
| 21 | Jackson County | Low | 3.17 / yr | $183K | |
| 22 | Fentress County | Low | 3.01 / yr | $183K | |
| 23 | Cheatham County | Low | 3.28 / yr | $312K | |
| 24 | Macon County | Low | 3.22 / yr | $203K | |
| 25 | DeKalb County | Low | 3.30 / yr | $219K | |
| 26 | Scott County | Low | 3.08 / yr | $180K | |
| 27 | Clay County | Low | 3.07 / yr | $178K | |
| 28 | McMinn County | Low | 3.42 / yr | $175K | |
| 29 | Williamson County | Low | 3.50 / yr | $332K | |
| 30 | Monroe County | Low | 3.34 / yr | $137K | |
| 31 | Overton County | Low | 2.91 / yr | $169K | |
| 32 | White County | Low | 3.14 / yr | $148K | |
| 33 | Blount County | Low | 3.10 / yr | $198K | |
| 34 | Franklin County | Low | 4.07 / yr | $171K | |
| 35 | Washington County | Low | 3.21 / yr | $170K | |
| 36 | Obion County | Low | 2.99 / yr | $127K | |
| 37 | Sullivan County | Low | 3.03 / yr | $145K | |
| 38 | Lincoln County | Low | 4.21 / yr | $116K | |
| 39 | Rhea County | Low | 3.39 / yr | $126K | |
| 40 | Tipton County | Low | 3.28 / yr | $111K | |
| 41 | Grainger County | Low | 2.98 / yr | $108K | |
| 42 | Loudon County | Very Low | 3.09 / yr | $112K | |
| 43 | Marshall County | Very Low | 3.92 / yr | $187K | |
| 44 | Dyer County | Very Low | 3.15 / yr | $103K | |
| 45 | Smith County | Very Low | 3.26 / yr | $172K | |
| 46 | Hamblen County | Very Low | 2.97 / yr | $95K | |
| 47 | Polk County | Very Low | 3.93 / yr | $77K | |
| 48 | Humphreys County | Very Low | 3.16 / yr | $89K | |
| 49 | Giles County | Very Low | 4.12 / yr | $83K | |
| 50 | Pickett County | Very Low | 2.92 / yr | $74K | |
| 51 | Union County | Very Low | 2.99 / yr | $93K | |
| 52 | Jefferson County | Very Low | 2.97 / yr | $83K | |
| 53 | Fayette County | Very Low | 3.30 / yr | $80K | |
| 54 | Hardeman County | Very Low | 3.31 / yr | $60K | |
| 55 | Grundy County | Very Low | 3.80 / yr | $52K | |
| 56 | Lauderdale County | Very Low | 3.24 / yr | $59K | |
| 57 | Carter County | Very Low | 3.67 / yr | $59K | |
| 58 | Hancock County | Very Low | 2.92 / yr | $48K | |
| 59 | Carroll County | Very Low | 2.80 / yr | $65K | |
| 60 | Lawrence County | Very Low | 3.95 / yr | $59K | |
| 61 | Bledsoe County | Very Low | 3.37 / yr | $53K | |
| 62 | Marion County | Very Low | 3.82 / yr | $58K | |
| 63 | Henry County | Very Low | 2.85 / yr | $49K | |
| 64 | Stewart County | Very Low | 2.91 / yr | $46K | |
| 65 | Hawkins County | Very Low | 2.88 / yr | $47K | |
| 66 | Haywood County | Very Low | 3.17 / yr | $41K | |
| 67 | McNairy County | Very Low | 3.25 / yr | $55K | |
| 68 | Benton County | Very Low | 3.02 / yr | $46K | |
| 69 | Madison County | Very Low | 2.97 / yr | $44K | |
| 70 | Trousdale County | Very Low | 3.30 / yr | $77K | |
| 71 | Meigs County | Very Low | 3.44 / yr | $41K | |
| 72 | Roane County | Very Low | 3.04 / yr | $42K | |
| 73 | Houston County | Very Low | 3.20 / yr | $51K | |
| 74 | Johnson County | Very Low | 3.48 / yr | $29K | |
| 75 | Shelby County | Very Low | 3.09 / yr | $33K | |
| 76 | Chester County | Very Low | 3.00 / yr | $38K | |
| 77 | Lake County | Very Low | 3.15 / yr | $26K | |
| 78 | Gibson County | Very Low | 2.97 / yr | $33K | |
| 79 | Moore County | Very Low | 4.20 / yr | $35K | |
| 80 | Morgan County | Very Low | 3.06 / yr | $34K | |
| 81 | Weakley County | Very Low | 2.79 / yr | $36K | |
| 82 | Sequatchie County | Very Low | 3.53 / yr | $28K | |
| 83 | Crockett County | Very Low | 3.15 / yr | $22K | |
| 84 | Maury County | Very Low | 3.67 / yr | $31K | |
| 85 | Lewis County | Very Low | 3.65 / yr | $23K | |
| 86 | Dickson County | Very Low | 3.30 / yr | $25K | |
| 87 | Van Buren County | Very Low | 3.37 / yr | $25K | |
| 88 | Hardin County | Very Low | 3.42 / yr | $15K | |
| 89 | Wayne County | Very Low | 3.72 / yr | $15K | |
| 90 | Unicoi County | Very Low | 3.26 / yr | $19K | |
| 91 | Cannon County | Very Low | 3.60 / yr | $18K | |
| 92 | Henderson County | Very Low | 2.93 / yr | $16K | |
| 93 | Decatur County | Very Low | 3.13 / yr | $13K | |
| 94 | Perry County | Very Low | 3.20 / yr | $12K | |
| 95 | Hickman County | Very Low | 3.41 / yr | $12K |
95 Tennessee counties with measurable hail risk. See the national hail ranking or all Tennessee counties by overall risk.
Frequently Asked Questions
Which Tennessee county has the highest hail risk?
Davidson County has the highest FEMA hail risk score in Tennessee at 87.8 (Medium), with $1M in expected annual losses and about 3.30 events per year.
How many Tennessee counties face significant hail risk?
95 Tennessee counties record measurable hail risk in FEMA's National Risk Index; 0 of them are rated High or Very High.