Carroll County
Tennessee — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 73th
Carroll County faces low composite natural disaster risk (NRI Risk Index score 72.8, 73th national percentile), driven primarily by earthquake and cold wave exposure. Expected annual loss across all 18 hazard types is $25M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Earthquake | Medium | 0.01 / yr | $10M |
| Cold Wave | Medium | 2.32 / yr | $5M |
| Tornado | Medium | 0.43 / yr | $5M |
| Heat Wave | Medium | 11.58 / yr | $1M |
| Lightning | Medium | 57.97 / yr | $496K |
| Ice Storm | Medium | 0.85 / yr | $218K |
| Landslide | Low | 1.18 / yr | $5K |
| Drought | Low | 8.91 / yr | $164K |
| Hurricane | Very Low | 0.03 / yr | $71K |
| Winter Weather | Low | 6.84 / yr | $51K |
| Strong Wind | Low | 2.54 / yr | $428K |
| Riverine Flood | Very Low | 1.18 / yr | $2M |
| Hail | Very Low | 2.80 / yr | $65K |
| Wildfire | Very Low | 0.00 / yr | $6K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Carroll County?
Carroll County has a composite FEMA National Risk Index score of 72.8 out of 100, placing it in the Low category and the 73th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Carroll County?
The three highest-rated hazards are Earthquake (Medium, $10M EAL), Cold Wave (Medium, $5M EAL), Tornado (Medium, $5M EAL). These account for most of the county's expected annual losses.
How does Carroll County compare to other Tennessee counties?
Carroll County ranks #23 of 95 Tennessee counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Carroll County's $25M EAL is a statistical average, not a guarantee for any specific year or address.