Tipton County
Tennessee — Natural Disaster Risk Assessment
MediumComposite Risk Score
National percentile: 81th
Tipton County faces medium composite natural disaster risk (NRI Risk Index score 81.0, 81th national percentile), driven primarily by earthquake and tornado exposure. Expected annual loss across all 18 hazard types is $34M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Earthquake | Medium | 0.01 / yr | $13M |
| Tornado | High | 0.34 / yr | $7M |
| Ice Storm | High | 1.08 / yr | $791K |
| Heat Wave | Medium | 19.00 / yr | $2M |
| Cold Wave | Medium | 1.89 / yr | $4M |
| Lightning | Medium | 58.16 / yr | $517K |
| Landslide | Low | 0.57 / yr | $5K |
| Drought | Low | 7.32 / yr | $186K |
| Riverine Flood | Low | 1.75 / yr | $6M |
| Hurricane | Very Low | 0.03 / yr | $40K |
| Strong Wind | Low | 1.40 / yr | $333K |
| Hail | Low | 3.28 / yr | $111K |
| Wildfire | Very Low | 0.00 / yr | $12K |
| Winter Weather | Low | 6.05 / yr | $18K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Tipton County?
Tipton County has a composite FEMA National Risk Index score of 81.0 out of 100, placing it in the Medium category and the 81th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Tipton County?
The three highest-rated hazards are Earthquake (Medium, $13M EAL), Tornado (High, $7M EAL), Ice Storm (High, $791K EAL). These account for most of the county's expected annual losses.
How does Tipton County compare to other Tennessee counties?
Tipton County ranks #14 of 95 Tennessee counties for overall natural disaster risk, with a medium rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Tipton County's $34M EAL is a statistical average, not a guarantee for any specific year or address.