Macon County

Tennessee — Natural Disaster Risk Assessment

Very Low

Composite Risk Score

34.6

National percentile: 35th

Macon County faces very low composite natural disaster risk (NRI Risk Index score 34.6, 35th national percentile), driven primarily by earthquake and strong wind exposure. Expected annual loss across all 18 hazard types is $9M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $9M Annualized county-level EAL
Social Vulnerability High Population sensitivity
Community Resilience Low Capacity to recover
Population 25K Latest estimate

Top Hazards

Earthquake
Low $749K/yr
Strong Wind
Medium $776K/yr
Tornado
Medium $2M/yr

All 18 Hazard Risks

Earthquake Low 0.00 / yr $749K
Strong Wind Medium 6.10 / yr $776K
Tornado Medium 0.22 / yr $2M
Cold Wave Low 1.16 / yr $1M
Drought Low 3.88 / yr $261K
Winter Weather Medium 6.32 / yr $74K
Ice Storm Low 0.72 / yr $101K
Landslide Very Low 0.73 / yr $1K
Hail Low 3.22 / yr $203K
Lightning Low 56.13 / yr $164K
Heat Wave Low 4.11 / yr $211K
Riverine Flood Very Low 1.14 / yr $3M
Hurricane Very Low 0.01 / yr $8K
Wildfire Very Low 0.00 / yr $3K
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Macon County?

Macon County has a composite FEMA National Risk Index score of 34.6 out of 100, placing it in the Very Low category and the 35th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Macon County?

The three highest-rated hazards are Earthquake (Low, $749K EAL), Strong Wind (Medium, $776K EAL), Tornado (Medium, $2M EAL). These account for most of the county's expected annual losses.

How does Macon County compare to other Tennessee counties?

Macon County ranks #69 of 95 Tennessee counties for overall natural disaster risk, with a very low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Macon County's $9M EAL is a statistical average, not a guarantee for any specific year or address.