Hickman County, Tennessee Natural Disaster Risk

FEMA National Risk Index assessment · TN

Low

Composite Risk Score

47.2

National percentile: 47th

Hickman County faces low composite natural disaster risk (NRI Risk Index score 47.2, 47th national percentile), driven primarily by earthquake and tornado exposure. Expected annual loss across all 18 hazard types is $13M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Risk Overview

Overall natural disaster risk in Hickman County is low, with a National Risk Index score of 47.2 out of 100 — placing it in the 47th national percentile and below the national average for natural-disaster risk. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.

The county's risk is driven primarily by earthquake (ground shaking from sudden movement along geologic faults) at Low risk — $2M in expected annual loss and about 0.00 events per year; tornado (violently rotating columns of air capable of catastrophic local damage) at Medium risk — $4M in expected annual loss and about 0.48 events per year; and landslide (downhill movement of rock, soil, and debris on unstable slopes) at Low risk — $3K in expected annual loss and about 2.11 events per year. Across all hazards, FEMA estimates $13M in expected annual loss for a population of 25K.

Beyond physical exposure, Hickman County has a medium social vulnerability rating (how susceptible the population is to harm) and a very low community resilience rating (its capacity to prepare for and recover from disasters). Both measures sit toward the lower end, indicating relatively modest population sensitivity.

History supports the rating: Hickman County has received 25 federal disaster declarations since 1973, including 13 for severe storm events and 5 for flood events. The most recent was Severe Winter Storm (winter storm), declared in February 2026.

Among 95 Tennessee counties, Hickman County ranks #57 for overall natural disaster risk.

Expected Annual Loss $13M Annualized county-level EAL
Social Vulnerability Medium Population sensitivity
Community Resilience Very Low Capacity to recover
Population 25K Latest estimate

Top Hazards

Low $2M/yr
Medium $4M/yr
Low $3K/yr

All 18 Hazard Risks

Earthquake Low 0.00 / yr$2M
Tornado Medium 0.48 / yr$4M
Landslide Low 2.11 / yr$3K
Cold Wave Low 1.21 / yr$1M
Strong Wind Low 5.06 / yr$471K
Ice Storm Low 0.71 / yr$67K
Riverine Flood Low 1.00 / yr$5M
Heat Wave Low 5.79 / yr$232K
Lightning Low 58.81 / yr$124K
Drought Low 11.40 / yr$39K
Hurricane Very Low 0.02 / yr$11K
Winter Weather Very Low 4.89 / yr$15K
Wildfire Very Low 0.00 / yr$3K
Hail Very Low 3.41 / yr$12K
Avalanche Very Low 0.00 / yr$0
Coastal Flood Very Low 0.00 / yr$0
Tsunami Very Low 0.00 / yr$0
Volcanic Activity Very Low 0.00 / yr$0

Disaster History

Hickman County has received 25 federal disaster declarations since 1973, most recently Severe Winter Storm in February 2026. Most frequent causes: Severe Storm (13), Flood (5), Winter Storm (2).

DeclaredTypeDisaster
February 2026Winter StormSevere Winter Storm
January 2026Winter StormSevere Winter Storm
June 2025Severe StormSevere Storms, Straight-Line Winds, Tornadoes, and Flooding
April 2025Severe StormSevere Storms, Straight-Line Winds, Tornadoes, and Flooding
May 2023Severe StormSevere Storms, Straight-Line Winds, and Tornado
August 2021FloodSevere Storm and Flooding
May 2021TornadoSevere Storms, Tornadoes, and Flooding
July 2020Severe StormSevere Storms, Straight-Line Winds, and Flooding
April 2020BiologicalCovid-19 Pandemic
March 2020BiologicalCovid-19

Showing the 10 most recent of 25 declarations.

Source: FEMA Disaster Declarations Summaries (OpenFEMA).

Frequently Asked Questions

What is the overall natural disaster risk for Hickman County?

Hickman County has a composite FEMA National Risk Index score of 47.2 out of 100, placing it in the Low category and the 47th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Hickman County?

The three highest-rated hazards are Earthquake (Low, $2M EAL), Tornado (Medium, $4M EAL), Landslide (Low, $3K EAL). These account for most of the county's expected annual losses.

How does Hickman County compare to other Tennessee counties?

Hickman County ranks #57 of 95 Tennessee counties for overall natural disaster risk, with a low rating.

How many federally declared disasters has Hickman County had?

FEMA records 25 federal disaster declarations for Hickman County since 1973, most often 13 for severe storm events and 5 for flood events. The most recent was Severe Winter Storm, declared in February 2026.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Hickman County's $13M EAL is a statistical average, not a guarantee for any specific year or address.