Winter Weather Risk in Tennessee

All Tennessee counties ranked by FEMA National Risk Index winter weather score

Winter Weather risk — heavy snow, blizzards, and hazardous winter conditions — is rated for 95 of 95 Tennessee counties in FEMA's National Risk Index. Rutherford County carries the state's highest winter weather score at 96.6, with $1M in expected annual winter weather losses.

7 Tennessee counties are rated High or Very High for winter weather, and expected annual losses from winter weather total roughly $10M statewide. The full ranking below links to each county's complete 18-hazard risk profile.

County Rankings — Winter Weather

#CountyWinter Weather ScoreRatingAnn. Freq.Ann. Loss
1 Rutherford County
96.6
Very High 5.26 / yr $1M
2 Knox County
95.4
High 4.37 / yr $839K
3 Hamilton County
93.8
High 3.74 / yr $594K
4 Wilson County
88.9
High 5.63 / yr $545K
5 Shelby County
88.7
High 5.26 / yr $290K
6 Sumner County
88.4
High 6.16 / yr $456K
7 Cumberland County
85.6
High 9.63 / yr $203K
8 Putnam County
84.8
Medium 9.53 / yr $261K
9 Williamson County
84.7
Medium 5.16 / yr $469K
10 Gibson County
83.6
Medium 7.05 / yr $207K
11 Dyer County
83.1
Medium 7.16 / yr $186K
12 Davidson County
82.4
Medium 5.47 / yr $233K
13 Campbell County
81.6
Medium 8.63 / yr $156K
14 Sevier County
81.2
Medium 9.08 / yr $191K
15 Warren County
80.6
Medium 6.63 / yr $170K
16 Henry County
79.2
Medium 7.16 / yr $141K
17 Obion County
78.0
Medium 7.53 / yr $146K
18 Coffee County
77.6
Medium 5.21 / yr $180K
19 Anderson County
76.0
Medium 5.05 / yr $160K
20 White County
75.9
Medium 8.84 / yr $143K
21 Bedford County
72.8
Medium 4.79 / yr $137K
22 Maury County
71.8
Medium 4.84 / yr $158K
23 Weakley County
71.6
Medium 7.16 / yr $146K
24 Blount County
70.8
Medium 8.00 / yr $150K
25 Franklin County
70.7
Medium 5.32 / yr $134K
26 Claiborne County
70.6
Medium 8.74 / yr $101K
27 Roane County
70.1
Medium 4.42 / yr $102K
28 Bradley County
68.9
Medium 3.42 / yr $138K
29 Loudon County
68.7
Medium 4.33 / yr $100K
30 Scott County
68.4
Medium 8.58 / yr $91K
31 Fentress County
68.1
Medium 10.00 / yr $80K
32 Lauderdale County
66.2
Medium 6.63 / yr $76K
33 Marion County
63.0
Medium 5.16 / yr $82K
34 Macon County
61.2
Medium 6.32 / yr $74K
35 Hawkins County
60.9
Medium 7.48 / yr $69K
36 Lincoln County
59.9
Low 4.84 / yr $71K
37 Morgan County
59.1
Low 8.63 / yr $80K
38 Grundy County
58.8
Low 6.79 / yr $50K
39 DeKalb County
58.7
Low 6.00 / yr $77K
40 Sullivan County
57.6
Low 7.69 / yr $80K
41 Montgomery County
56.7
Low 6.11 / yr $94K
42 Lawrence County
56.6
Low 4.63 / yr $63K
43 Overton County
56.6
Low 9.79 / yr $76K
44 Crockett County
52.9
Low 6.47 / yr $51K
45 McMinn County
52.7
Low 3.42 / yr $60K
46 Madison County
51.9
Low 6.16 / yr $54K
47 Stewart County
50.7
Low 6.21 / yr $46K
48 Carroll County
50.6
Low 6.84 / yr $51K
49 Hamblen County
48.7
Low 4.74 / yr $49K
50 Jackson County
48.3
Low 7.53 / yr $36K
51 Giles County
47.2
Low 4.47 / yr $47K
52 Monroe County
45.0
Low 6.00 / yr $39K
53 Cannon County
44.4
Low 5.58 / yr $48K
54 Rhea County
44.3
Low 3.84 / yr $46K
55 Sequatchie County
43.7
Low 5.47 / yr $46K
56 Haywood County
41.9
Low 5.84 / yr $32K
57 Lake County
41.5
Low 7.32 / yr $30K
58 Marshall County
40.0
Low 4.68 / yr $63K
59 Union County
39.8
Low 5.32 / yr $42K
60 Jefferson County
39.3
Low 4.53 / yr $39K
61 Washington County
38.9
Low 7.69 / yr $45K
62 Pickett County
38.8
Low 9.74 / yr $32K
63 Bledsoe County
38.5
Low 5.53 / yr $31K
64 Benton County
37.8
Low 6.25 / yr $34K
65 Clay County
36.7
Low 7.58 / yr $30K
66 Carter County
36.4
Low 13.23 / yr $27K
67 Greene County
34.4
Low 8.67 / yr $27K
68 Robertson County
32.2
Low 6.21 / yr $37K
69 Grainger County
32.0
Low 5.05 / yr $25K
70 Smith County
31.2
Low 5.89 / yr $43K
71 Johnson County
30.0
Low 17.43 / yr $19K
72 Van Buren County
26.1
Low 7.58 / yr $27K
73 Moore County
25.4
Low 4.89 / yr $21K
74 Lewis County
25.3
Low 4.74 / yr $22K
75 Tipton County
24.9
Low 6.05 / yr $18K
76 Cocke County
24.3
Very Low 9.71 / yr $14K
77 Dickson County
22.8
Very Low 5.74 / yr $22K
78 Hardin County
22.7
Very Low 5.21 / yr $14K
79 Trousdale County
22.0
Very Low 5.89 / yr $27K
80 Henderson County
21.6
Very Low 6.00 / yr $16K
81 Hancock County
21.3
Very Low 8.32 / yr $11K
82 Meigs County
20.8
Very Low 3.47 / yr $14K
83 Hardeman County
20.1
Very Low 5.63 / yr $11K
84 Hickman County
19.5
Very Low 4.89 / yr $15K
85 Unicoi County
19.0
Very Low 17.22 / yr $14K
86 Cheatham County
17.5
Very Low 5.84 / yr $18K
87 McNairy County
17.0
Very Low 5.16 / yr $13K
88 Polk County
16.9
Very Low 4.70 / yr $10K
89 Wayne County
13.0
Very Low 4.53 / yr $7K
90 Decatur County
13.0
Very Low 5.95 / yr $7K
91 Fayette County
12.8
Very Low 5.63 / yr $9K
92 Chester County
12.3
Very Low 5.53 / yr $9K
93 Humphreys County
10.6
Very Low 5.53 / yr $7K
94 Perry County
9.3
Very Low 5.00 / yr $5K
95 Houston County
7.4
Very Low 5.84 / yr $5K

95 Tennessee counties with measurable winter weather risk. See the national winter weather ranking or all Tennessee counties by overall risk.

Frequently Asked Questions

Which Tennessee county has the highest winter weather risk?

Rutherford County has the highest FEMA winter weather risk score in Tennessee at 96.6 (Very High), with $1M in expected annual losses and about 5.26 events per year.

How many Tennessee counties face significant winter weather risk?

95 Tennessee counties record measurable winter weather risk in FEMA's National Risk Index; 7 of them are rated High or Very High.

Other Hazards in Tennessee

Cold Wave Drought Earthquake Hail Heat Wave Hurricane Ice Storm Riverine Flood Landslide Lightning Strong Wind Tornado Wildfire