Lauderdale County

Tennessee — Natural Disaster Risk Assessment

Low

Composite Risk Score

71.6

National percentile: 72th

Lauderdale County faces low composite natural disaster risk (NRI Risk Index score 71.6, 72th national percentile), driven primarily by earthquake and tornado exposure. Expected annual loss across all 18 hazard types is $20M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $20M Annualized county-level EAL
Social Vulnerability Very High Population sensitivity
Community Resilience Medium Capacity to recover
Population 25K Latest estimate

Top Hazards

Earthquake
Medium $11M/yr
Tornado
Medium $3M/yr
Ice Storm
High $343K/yr

All 18 Hazard Risks

Earthquake Medium 0.01 / yr $11M
Tornado Medium 0.39 / yr $3M
Ice Storm High 1.33 / yr $343K
Heat Wave Medium 17.89 / yr $1M
Landslide Low 0.86 / yr $5K
Cold Wave Medium 2.21 / yr $1M
Winter Weather Medium 6.63 / yr $76K
Drought Medium 9.67 / yr $262K
Lightning Medium 57.90 / yr $271K
Hurricane Very Low 0.02 / yr $50K
Strong Wind Low 1.70 / yr $182K
Riverine Flood Very Low 0.79 / yr $2M
Hail Very Low 3.24 / yr $59K
Wildfire Very Low 0.00 / yr $5K
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Lauderdale County?

Lauderdale County has a composite FEMA National Risk Index score of 71.6 out of 100, placing it in the Low category and the 72th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Lauderdale County?

The three highest-rated hazards are Earthquake (Medium, $11M EAL), Tornado (Medium, $3M EAL), Ice Storm (High, $343K EAL). These account for most of the county's expected annual losses.

How does Lauderdale County compare to other Tennessee counties?

Lauderdale County ranks #24 of 95 Tennessee counties for overall natural disaster risk, with a low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Lauderdale County's $20M EAL is a statistical average, not a guarantee for any specific year or address.