Florida Natural Disaster Risk by County
FEMA National Risk Index rankings for all 67 counties
Florida spans 67 counties with an average FEMA National Risk Index score of 75.7 (high risk) and roughly $8.79B in combined expected annual loss statewide. 21 counties are rated High or Very High risk.
Leading the state for risk is Miami-Dade County (score 99.6, very high), while Union County (score 10.9) carries the lowest. Use the table below to compare every county by score, top hazard, and expected annual loss.
County Rankings
| # | County | Risk Score | Risk Rating | Top Hazard | Ann. Loss |
|---|---|---|---|---|---|
| 1 | Miami-Dade County | Very High | Hurricane | $825M | |
| 2 | Broward County | High | Lightning | $648M | |
| 3 | Palm Beach County | High | Hurricane | $519M | |
| 4 | Lee County | High | Hurricane | $433M | |
| 5 | Collier County | High | Hurricane | $398M | |
| 6 | Hillsborough County | High | Lightning | $495M | |
| 7 | Brevard County | High | Hurricane | $389M | |
| 8 | Orange County | High | Strong Wind | $418M | |
| 9 | Pinellas County | High | Lightning | $303M | |
| 10 | Sarasota County | High | Lightning | $273M | |
| 11 | Manatee County | High | Hurricane | $255M | |
| 12 | Duval County | High | Cold Wave | $264M | |
| 13 | Polk County | High | Strong Wind | $213M | |
| 14 | Volusia County | High | Lightning | $196M | |
| 15 | St. Lucie County | High | Hurricane | $193M | |
| 16 | Pasco County | High | Tornado | $199M | |
| 17 | Indian River County | High | Hurricane | $163M | |
| 18 | Charlotte County | High | Hurricane | $131M | |
| 19 | Escambia County | High | Lightning | $174M | |
| 20 | Citrus County | High | Hurricane | $112M | |
| 21 | Marion County | High | Lightning | $128M | |
| 22 | Bay County | Medium | Hurricane | $158M | |
| 23 | Martin County | Medium | Hurricane | $119M | |
| 24 | Leon County | Medium | Cold Wave | $143M | |
| 25 | Okaloosa County | Medium | Lightning | $134M | |
| 26 | Osceola County | Medium | Strong Wind | $118M | |
| 27 | Lake County | Medium | Strong Wind | $102M | |
| 28 | Monroe County | Medium | Coastal Flood | $93M | |
| 29 | Seminole County | Medium | Tornado | $129M | |
| 30 | Alachua County | Medium | Lightning | $90M | |
| 31 | Highlands County | Medium | Strong Wind | $47M | |
| 32 | Santa Rosa County | Medium | Hurricane | $101M | |
| 33 | Walton County | Medium | Hurricane | $68M | |
| 34 | Hernando County | Medium | Hurricane | $60M | |
| 35 | Sumter County | Medium | Hurricane | $46M | |
| 36 | St. Johns County | Medium | Hurricane | $97M | |
| 37 | Flagler County | Medium | Hurricane | $42M | |
| 38 | DeSoto County | Medium | Hurricane | $26M | |
| 39 | Clay County | Medium | Lightning | $57M | |
| 40 | Okeechobee County | Low | Hurricane | $27M | |
| 41 | Putnam County | Low | Hurricane | $29M | |
| 42 | Hendry County | Low | Lightning | $22M | |
| 43 | Jackson County | Low | Hurricane | $25M | |
| 44 | Gadsden County | Low | Hurricane | $19M | |
| 45 | Suwannee County | Low | Hurricane | $25M | |
| 46 | Columbia County | Low | Lightning | $22M | |
| 47 | Hardee County | Low | Strong Wind | $25M | |
| 48 | Levy County | Low | Hurricane | $15M | |
| 49 | Taylor County | Low | Hurricane | $16M | |
| 50 | Gulf County | Low | Hurricane | $17M | |
| 51 | Washington County | Low | Hurricane | $19M | |
| 52 | Nassau County | Low | Hurricane | $25M | |
| 53 | Holmes County | Low | Hurricane | $14M | |
| 54 | Glades County | Low | Wildfire | $9M | |
| 55 | Madison County | Low | Hurricane | $11M | |
| 56 | Wakulla County | Low | Hurricane | $19M | |
| 57 | Franklin County | Low | Hurricane | $11M | |
| 58 | Calhoun County | Low | Hurricane | $11M | |
| 59 | Hamilton County | Low | Hurricane | $9M | |
| 60 | Jefferson County | Very Low | Hurricane | $7M | |
| 61 | Bradford County | Very Low | Hurricane | $11M | |
| 62 | Dixie County | Very Low | Hurricane | $9M | |
| 63 | Gilchrist County | Very Low | Hurricane | $7M | |
| 64 | Lafayette County | Very Low | Hurricane | $6M | |
| 65 | Baker County | Very Low | Wildfire | $6M | |
| 66 | Liberty County | Very Low | Hurricane | $5M | |
| 67 | Union County | Very Low | Hurricane | $5M |
All 67 Florida counties, ranked by FEMA National Risk Index score.
Frequently Asked Questions
Which Florida county has the highest natural disaster risk?
Miami-Dade County has the highest FEMA National Risk Index score in Florida at 99.6 (Very High), driven largely by hurricane.
What is the average natural disaster risk in Florida?
Florida counties average a National Risk Index score of 75.7 across 67 counties, with 21 rated High or Very High risk.
How much are expected annual losses across Florida?
FEMA estimates roughly $8.79B in combined expected annual loss from natural hazards across all Florida counties.