Broward County

Florida — Natural Disaster Risk Assessment

High

Composite Risk Score

99.5

National percentile: 99th

Broward County faces high composite natural disaster risk (NRI Risk Index score 99.5, 99th national percentile), driven primarily by lightning and hurricane exposure. Expected annual loss across all 18 hazard types is $648M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $648M Annualized county-level EAL
Social Vulnerability Medium Population sensitivity
Community Resilience Medium Capacity to recover
Population 1.94M Latest estimate

Top Hazards

Lightning
Very High $12M/yr
Hurricane
Very High $280M/yr
Riverine Flood
Very High $289M/yr

All 18 Hazard Risks

Lightning Very High 99.35 / yr $12M
Hurricane Very High 0.29 / yr $280M
Riverine Flood Very High 2.46 / yr $289M
Heat Wave High 5.71 / yr $20M
Coastal Flood Very High 2.62 / yr $14M
Wildfire Medium 0.01 / yr $7M
Tornado High 0.80 / yr $14M
Cold Wave High 1.48 / yr $10M
Strong Wind Medium 1.02 / yr $1M
Landslide Low 0.15 / yr $4K
Earthquake Very Low 0.00 / yr $142K
Drought Low 15.25 / yr $34K
Hail Low 0.79 / yr $124K
Avalanche Very Low 0.00 / yr $0
Ice Storm Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0
Winter Weather Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Broward County?

Broward County has a composite FEMA National Risk Index score of 99.5 out of 100, placing it in the High category and the 99th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Broward County?

The three highest-rated hazards are Lightning (Very High, $12M EAL), Hurricane (Very High, $280M EAL), Riverine Flood (Very High, $289M EAL). These account for most of the county's expected annual losses.

How does Broward County compare to other Florida counties?

Broward County ranks #2 of 67 Florida counties for overall natural disaster risk, with a high rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Broward County's $648M EAL is a statistical average, not a guarantee for any specific year or address.