Marion County

Florida — Natural Disaster Risk Assessment

High

Composite Risk Score

94.7

National percentile: 95th

Marion County faces high composite natural disaster risk (NRI Risk Index score 94.7, 95th national percentile), driven primarily by lightning and hurricane exposure. Expected annual loss across all 18 hazard types is $128M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $128M Annualized county-level EAL
Social Vulnerability High Population sensitivity
Community Resilience Very Low Capacity to recover
Population 376K Latest estimate

Top Hazards

Lightning
Very High $3M/yr
Hurricane
High $53M/yr
Tornado
High $15M/yr

All 18 Hazard Risks

Lightning Very High 88.95 / yr $3M
Hurricane High 0.25 / yr $53M
Tornado High 1.10 / yr $15M
Wildfire Medium 0.00 / yr $5M
Strong Wind High 1.16 / yr $2M
Riverine Flood Medium 0.96 / yr $42M
Cold Wave High 1.80 / yr $6M
Heat Wave Medium 3.07 / yr $2M
Earthquake Low 0.00 / yr $417K
Landslide Very Low 0.20 / yr $2K
Drought Low 16.07 / yr $69K
Coastal Flood Very Low 0.98 / yr $1K
Hail Very Low 2.18 / yr $55K
Winter Weather Very Low 0.00 / yr $0
Avalanche Very Low 0.00 / yr $0
Ice Storm Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Marion County?

Marion County has a composite FEMA National Risk Index score of 94.7 out of 100, placing it in the High category and the 95th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Marion County?

The three highest-rated hazards are Lightning (Very High, $3M EAL), Hurricane (High, $53M EAL), Tornado (High, $15M EAL). These account for most of the county's expected annual losses.

How does Marion County compare to other Florida counties?

Marion County ranks #21 of 67 Florida counties for overall natural disaster risk, with a high rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Marion County's $128M EAL is a statistical average, not a guarantee for any specific year or address.