Okeechobee County
Florida — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 80th
Okeechobee County faces low composite natural disaster risk (NRI Risk Index score 80.3, 80th national percentile), driven primarily by hurricane and strong wind exposure. Expected annual loss across all 18 hazard types is $27M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Hurricane | High | 0.30 / yr | $10M |
| Strong Wind | High | 0.64 / yr | $1M |
| Wildfire | Medium | 0.01 / yr | $855K |
| Lightning | High | 93.96 / yr | $727K |
| Riverine Flood | Medium | 0.21 / yr | $12M |
| Cold Wave | Low | 2.74 / yr | $772K |
| Drought | Low | 22.71 / yr | $82K |
| Heat Wave | Low | 2.68 / yr | $195K |
| Tornado | Low | 0.59 / yr | $638K |
| Landslide | Very Low | 0.08 / yr | $102 |
| Earthquake | Very Low | 0.00 / yr | $23K |
| Hail | Very Low | 1.27 / yr | $26K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.01 / yr | $0 |
| Ice Storm | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
| Winter Weather | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Okeechobee County?
Okeechobee County has a composite FEMA National Risk Index score of 80.3 out of 100, placing it in the Low category and the 80th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Okeechobee County?
The three highest-rated hazards are Hurricane (High, $10M EAL), Strong Wind (High, $1M EAL), Wildfire (Medium, $855K EAL). These account for most of the county's expected annual losses.
How does Okeechobee County compare to other Florida counties?
Okeechobee County ranks #40 of 67 Florida counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Okeechobee County's $27M EAL is a statistical average, not a guarantee for any specific year or address.