Baker County
Florida — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 13th
Baker County faces very low composite natural disaster risk (NRI Risk Index score 13.3, 13th national percentile), driven primarily by wildfire and hurricane exposure. Expected annual loss across all 18 hazard types is $6M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Wildfire | Low | 0.00 / yr | $328K |
| Hurricane | Low | 0.21 / yr | $1M |
| Heat Wave | Low | 4.11 / yr | $587K |
| Lightning | Low | 80.44 / yr | $234K |
| Earthquake | Very Low | 0.00 / yr | $132K |
| Tornado | Low | 0.30 / yr | $626K |
| Riverine Flood | Very Low | 0.61 / yr | $3M |
| Cold Wave | Very Low | 1.84 / yr | $202K |
| Drought | Very Low | 17.93 / yr | $2K |
| Hail | Very Low | 2.00 / yr | $29K |
| Strong Wind | Very Low | 1.16 / yr | $65K |
| Landslide | Very Low | 0.07 / yr | $4 |
| Winter Weather | Very Low | 0.11 / yr | $2K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.01 / yr | $0 |
| Ice Storm | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Baker County?
Baker County has a composite FEMA National Risk Index score of 13.3 out of 100, placing it in the Very Low category and the 13th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Baker County?
The three highest-rated hazards are Wildfire (Low, $328K EAL), Hurricane (Low, $1M EAL), Heat Wave (Low, $587K EAL). These account for most of the county's expected annual losses.
How does Baker County compare to other Florida counties?
Baker County ranks #65 of 67 Florida counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Baker County's $6M EAL is a statistical average, not a guarantee for any specific year or address.