Cold Wave Risk in Indiana
All Indiana counties ranked by FEMA National Risk Index cold wave score
Cold Wave risk — prolonged spells of dangerously low temperatures — is rated for 92 of 92 Indiana counties in FEMA's National Risk Index. Lake County carries the state's highest cold wave score at 99.4, with $47M in expected annual cold wave losses.
7 Indiana counties are rated High or Very High for cold wave, and expected annual losses from cold wave total roughly $255M statewide. The full ranking below links to each county's complete 18-hazard risk profile.
County Rankings — Cold Wave
| # | County | Cold Wave Score | Rating | Ann. Freq. | Ann. Loss |
|---|---|---|---|---|---|
| 1 | Lake County | Very High | 3.63 / yr | $47M | |
| 2 | Marion County | High | 3.11 / yr | $27M | |
| 3 | St. Joseph County | High | 3.32 / yr | $16M | |
| 4 | Tippecanoe County | High | 3.68 / yr | $14M | |
| 5 | Elkhart County | High | 3.26 / yr | $10M | |
| 6 | LaPorte County | High | 3.49 / yr | $10M | |
| 7 | Porter County | High | 3.53 / yr | $13M | |
| 8 | Hamilton County | Medium | 3.42 / yr | $9M | |
| 9 | Vanderburgh County | Medium | 1.11 / yr | $5M | |
| 10 | Kosciusko County | Medium | 3.84 / yr | $5M | |
| 11 | Vigo County | Medium | 2.37 / yr | $5M | |
| 12 | Floyd County | Medium | 1.32 / yr | $5M | |
| 13 | Allen County | Medium | 3.58 / yr | $4M | |
| 14 | Clark County | Medium | 1.42 / yr | $4M | |
| 15 | Madison County | Medium | 3.37 / yr | $3M | |
| 16 | Hendricks County | Medium | 3.21 / yr | $5M | |
| 17 | Marshall County | Medium | 3.89 / yr | $3M | |
| 18 | Cass County | Medium | 4.11 / yr | $2M | |
| 19 | Howard County | Medium | 3.63 / yr | $3M | |
| 20 | White County | Medium | 4.05 / yr | $2M | |
| 21 | Montgomery County | Medium | 3.63 / yr | $2M | |
| 22 | Starke County | Medium | 3.95 / yr | $2M | |
| 23 | Jasper County | Medium | 3.53 / yr | $3M | |
| 24 | LaGrange County | Medium | 3.16 / yr | $1M | |
| 25 | Fountain County | Medium | 3.68 / yr | $2M | |
| 26 | Miami County | Low | 4.00 / yr | $2M | |
| 27 | Dearborn County | Low | 2.37 / yr | $2M | |
| 28 | Morgan County | Low | 2.68 / yr | $2M | |
| 29 | Putnam County | Low | 3.21 / yr | $2M | |
| 30 | Parke County | Low | 3.42 / yr | $1M | |
| 31 | Vermillion County | Low | 3.47 / yr | $1M | |
| 32 | Wayne County | Low | 4.42 / yr | $1M | |
| 33 | Newton County | Low | 3.53 / yr | $2M | |
| 34 | Boone County | Low | 3.63 / yr | $3M | |
| 35 | Wabash County | Low | 3.95 / yr | $1M | |
| 36 | Fulton County | Low | 4.11 / yr | $1M | |
| 37 | Noble County | Low | 3.58 / yr | $1M | |
| 38 | Monroe County | Low | 1.74 / yr | $1M | |
| 39 | Harrison County | Low | 1.32 / yr | $1M | |
| 40 | Clinton County | Low | 3.68 / yr | $1M | |
| 41 | Johnson County | Low | 2.68 / yr | $2M | |
| 42 | Pulaski County | Low | 4.11 / yr | $1M | |
| 43 | Grant County | Low | 3.84 / yr | $971K | |
| 44 | Carroll County | Low | 3.68 / yr | $1M | |
| 45 | Delaware County | Low | 3.42 / yr | $885K | |
| 46 | Bartholomew County | Low | 1.84 / yr | $1M | |
| 47 | DeKalb County | Low | 3.47 / yr | $876K | |
| 48 | Adams County | Low | 3.68 / yr | $575K | |
| 49 | Clay County | Low | 2.37 / yr | $962K | |
| 50 | Warren County | Low | 3.68 / yr | $911K | |
| 51 | Benton County | Low | 3.47 / yr | $791K | |
| 52 | Washington County | Low | 1.42 / yr | $724K | |
| 53 | Ripley County | Low | 2.32 / yr | $684K | |
| 54 | Franklin County | Low | 3.11 / yr | $809K | |
| 55 | Huntington County | Low | 3.84 / yr | $803K | |
| 56 | Steuben County | Low | 3.32 / yr | $730K | |
| 57 | Sullivan County | Low | 1.58 / yr | $696K | |
| 58 | Dubois County | Low | 1.32 / yr | $682K | |
| 59 | Warrick County | Low | 1.05 / yr | $720K | |
| 60 | Owen County | Low | 2.21 / yr | $567K | |
| 61 | Jackson County | Low | 1.42 / yr | $708K | |
| 62 | Fayette County | Low | 4.16 / yr | $491K | |
| 63 | Jefferson County | Low | 1.42 / yr | $512K | |
| 64 | Greene County | Low | 1.53 / yr | $485K | |
| 65 | Daviess County | Low | 1.32 / yr | $339K | |
| 66 | Posey County | Low | 1.16 / yr | $507K | |
| 67 | Shelby County | Low | 2.63 / yr | $497K | |
| 68 | Lawrence County | Low | 1.32 / yr | $449K | |
| 69 | Whitley County | Low | 3.74 / yr | $466K | |
| 70 | Scott County | Low | 1.42 / yr | $445K | |
| 71 | Jennings County | Low | 1.47 / yr | $364K | |
| 72 | Orange County | Low | 1.32 / yr | $336K | |
| 73 | Hancock County | Low | 3.16 / yr | $591K | |
| 74 | Decatur County | Low | 2.11 / yr | $534K | |
| 75 | Jay County | Low | 3.68 / yr | $324K | |
| 76 | Tipton County | Low | 3.63 / yr | $511K | |
| 77 | Knox County | Low | 1.32 / yr | $336K | |
| 78 | Wells County | Low | 3.68 / yr | $396K | |
| 79 | Perry County | Low | 1.26 / yr | $334K | |
| 80 | Crawford County | Low | 1.32 / yr | $222K | |
| 81 | Gibson County | Low | 1.11 / yr | $363K | |
| 82 | Rush County | Low | 2.79 / yr | $335K | |
| 83 | Henry County | Low | 3.32 / yr | $320K | |
| 84 | Switzerland County | Very Low | 1.68 / yr | $252K | |
| 85 | Ohio County | Very Low | 1.79 / yr | $245K | |
| 86 | Randolph County | Very Low | 3.37 / yr | $186K | |
| 87 | Spencer County | Very Low | 1.05 / yr | $195K | |
| 88 | Brown County | Very Low | 1.74 / yr | $169K | |
| 89 | Blackford County | Very Low | 3.68 / yr | $151K | |
| 90 | Union County | Very Low | 4.21 / yr | $219K | |
| 91 | Martin County | Very Low | 1.26 / yr | $156K | |
| 92 | Pike County | Very Low | 1.11 / yr | $101K |
92 Indiana counties with measurable cold wave risk. See the national cold wave ranking or all Indiana counties by overall risk.
Frequently Asked Questions
Which Indiana county has the highest cold wave risk?
Lake County has the highest FEMA cold wave risk score in Indiana at 99.4 (Very High), with $47M in expected annual losses and about 3.63 events per year.
How many Indiana counties face significant cold wave risk?
92 Indiana counties record measurable cold wave risk in FEMA's National Risk Index; 7 of them are rated High or Very High.