LaPorte County
Indiana — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 79th
LaPorte County faces low composite natural disaster risk (NRI Risk Index score 78.9, 79th national percentile), driven primarily by cold wave and tornado exposure. Expected annual loss across all 18 hazard types is $38M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Cold Wave | High | 3.49 / yr | $10M |
| Tornado | High | 0.35 / yr | $8M |
| Hail | Medium | 2.97 / yr | $1M |
| Winter Weather | Medium | 17.88 / yr | $172K |
| Riverine Flood | Medium | 0.36 / yr | $15M |
| Strong Wind | Medium | 4.99 / yr | $947K |
| Earthquake | Low | 0.00 / yr | $745K |
| Heat Wave | Low | 4.00 / yr | $768K |
| Lightning | Medium | 42.12 / yr | $425K |
| Landslide | Very Low | 0.12 / yr | $2K |
| Ice Storm | Low | 1.21 / yr | $69K |
| Wildfire | Very Low | 0.00 / yr | $18K |
| Coastal Flood | Very Low | 0.01 / yr | $4K |
| Hurricane | Very Low | 0.01 / yr | $11K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Drought | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for LaPorte County?
LaPorte County has a composite FEMA National Risk Index score of 78.9 out of 100, placing it in the Low category and the 79th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in LaPorte County?
The three highest-rated hazards are Cold Wave (High, $10M EAL), Tornado (High, $8M EAL), Hail (Medium, $1M EAL). These account for most of the county's expected annual losses.
How does LaPorte County compare to other Indiana counties?
LaPorte County ranks #12 of 92 Indiana counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. LaPorte County's $38M EAL is a statistical average, not a guarantee for any specific year or address.