Noble County

Indiana — Natural Disaster Risk Assessment

Low

Composite Risk Score

44.2

National percentile: 44th

Noble County faces low composite natural disaster risk (NRI Risk Index score 44.2, 44th national percentile), driven primarily by strong wind and tornado exposure. Expected annual loss across all 18 hazard types is $13M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $13M Annualized county-level EAL
Social Vulnerability Medium Population sensitivity
Community Resilience High Capacity to recover
Population 47K Latest estimate

Top Hazards

Strong Wind
Medium $1M/yr
Tornado
Medium $3M/yr
Hail
Medium $628K/yr

All 18 Hazard Risks

Strong Wind Medium 5.20 / yr $1M
Tornado Medium 0.25 / yr $3M
Hail Medium 3.36 / yr $628K
Drought Medium 1.94 / yr $474K
Landslide Very Low 0.11 / yr $2K
Cold Wave Low 3.58 / yr $1M
Earthquake Very Low 0.00 / yr $327K
Riverine Flood Low 0.11 / yr $6M
Lightning Low 39.42 / yr $189K
Winter Weather Low 11.89 / yr $46K
Ice Storm Low 1.43 / yr $46K
Hurricane Very Low 0.01 / yr $14K
Heat Wave Very Low 4.47 / yr $115K
Wildfire Very Low 0.00 / yr $5K
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Noble County?

Noble County has a composite FEMA National Risk Index score of 44.2 out of 100, placing it in the Low category and the 44th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Noble County?

The three highest-rated hazards are Strong Wind (Medium, $1M EAL), Tornado (Medium, $3M EAL), Hail (Medium, $628K EAL). These account for most of the county's expected annual losses.

How does Noble County compare to other Indiana counties?

Noble County ranks #42 of 92 Indiana counties for overall natural disaster risk, with a low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Noble County's $13M EAL is a statistical average, not a guarantee for any specific year or address.