Starke County
Indiana — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 25th
Starke County faces very low composite natural disaster risk (NRI Risk Index score 24.9, 25th national percentile), driven primarily by cold wave and tornado exposure. Expected annual loss across all 18 hazard types is $8M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Cold Wave | Medium | 3.95 / yr | $2M |
| Tornado | Low | 0.19 / yr | $2M |
| Strong Wind | Medium | 5.11 / yr | $677K |
| Earthquake | Very Low | 0.00 / yr | $163K |
| Heat Wave | Very Low | 4.63 / yr | $177K |
| Winter Weather | Low | 13.16 / yr | $35K |
| Lightning | Low | 43.32 / yr | $117K |
| Riverine Flood | Very Low | 0.11 / yr | $3M |
| Landslide | Very Low | 0.05 / yr | $240 |
| Hail | Very Low | 3.12 / yr | $88K |
| Hurricane | Very Low | 0.02 / yr | $7K |
| Ice Storm | Very Low | 1.20 / yr | $13K |
| Wildfire | Very Low | 0.00 / yr | $4K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Drought | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Starke County?
Starke County has a composite FEMA National Risk Index score of 24.9 out of 100, placing it in the Very Low category and the 25th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Starke County?
The three highest-rated hazards are Cold Wave (Medium, $2M EAL), Tornado (Low, $2M EAL), Strong Wind (Medium, $677K EAL). These account for most of the county's expected annual losses.
How does Starke County compare to other Indiana counties?
Starke County ranks #70 of 92 Indiana counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Starke County's $8M EAL is a statistical average, not a guarantee for any specific year or address.