Crawford County, Indiana Natural Disaster Risk

FEMA National Risk Index assessment · IN

Very Low

Composite Risk Score

25.8

National percentile: 26th

Crawford County faces very low composite natural disaster risk (NRI Risk Index score 25.8, 26th national percentile), driven primarily by tornado and landslide exposure. Expected annual loss across all 18 hazard types is $6M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Risk Overview

FEMA's National Risk Index rates Crawford County at very low composite risk, with a National Risk Index score of 25.8 out of 100 — placing it in the 26th national percentile and among the lowest-risk counties in the country. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.

Most of Crawford County's expected losses come from tornado (violently rotating columns of air capable of catastrophic local damage) at Low risk — $1M in expected annual loss and about 0.23 events per year; landslide (downhill movement of rock, soil, and debris on unstable slopes) at Very Low risk — $1K in expected annual loss and about 0.79 events per year; and earthquake (ground shaking from sudden movement along geologic faults) at Very Low risk — $224K in expected annual loss and about 0.00 events per year. Across all hazards, FEMA estimates $6M in expected annual loss for a population of 11K.

Beyond physical exposure, Crawford County has a very high social vulnerability rating (how susceptible the population is to harm) and a very low community resilience rating (its capacity to prepare for and recover from disasters). That combination — a more vulnerable population with limited resilience — can amplify the human cost of any given event.

The federal record bears this out: Crawford County has received 21 federal disaster declarations since 1974, including 11 for severe storm events and 4 for flood events. The most recent was Severe Winter Storm (winter storm), declared in January 2026.

Among 92 Indiana counties, Crawford County ranks #69 for overall natural disaster risk.

Expected Annual Loss $6M Annualized county-level EAL
Social Vulnerability Very High Population sensitivity
Community Resilience Very Low Capacity to recover
Population 11K Latest estimate

Top Hazards

Low $1M/yr
Very Low $1K/yr
Very Low $224K/yr

All 18 Hazard Risks

Tornado Low 0.23 / yr$1M
Landslide Very Low 0.79 / yr$1K
Earthquake Very Low 0.00 / yr$224K
Strong Wind Low 5.71 / yr$390K
Winter Weather Low 9.47 / yr$41K
Heat Wave Low 5.89 / yr$187K
Ice Storm Low 0.68 / yr$42K
Riverine Flood Low 1.71 / yr$3M
Hail Very Low 3.50 / yr$82K
Drought Very Low 3.70 / yr$12K
Cold Wave Low 1.32 / yr$222K
Lightning Very Low 51.00 / yr$55K
Hurricane Very Low 0.01 / yr$2K
Wildfire Very Low 0.00 / yr$2K
Avalanche Very Low 0.00 / yr$0
Coastal Flood Very Low 0.00 / yr$0
Tsunami Very Low 0.00 / yr$0
Volcanic Activity Very Low 0.00 / yr$0

Disaster History

Crawford County has received 21 federal disaster declarations since 1974, most recently Severe Winter Storm in January 2026. Most frequent causes: Severe Storm (11), Flood (4), Biological (2).

DeclaredTypeDisaster
January 2026Winter StormSevere Winter Storm
July 2025FloodSevere Storms, Straight-Line Winds, Tornadoes, and Flooding
April 2020BiologicalCovid-19 Pandemic
March 2020BiologicalCovid-19
May 2018FloodSevere Storms and Flooding
June 2011Severe StormSevere Storms, Tornadoes, Straight-Line Winds, and
March 2009Severe StormSevere Winter Storm
September 2008Severe StormSevere Storms and Flooding
September 2005HurricaneHurricane Katrina Evacuation
January 2005Severe StormSevere Winter Storms and Flooding

Showing the 10 most recent of 21 declarations.

Source: FEMA Disaster Declarations Summaries (OpenFEMA).

Frequently Asked Questions

What is the overall natural disaster risk for Crawford County?

Crawford County has a composite FEMA National Risk Index score of 25.8 out of 100, placing it in the Very Low category and the 26th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Crawford County?

The three highest-rated hazards are Tornado (Low, $1M EAL), Landslide (Very Low, $1K EAL), Earthquake (Very Low, $224K EAL). These account for most of the county's expected annual losses.

How does Crawford County compare to other Indiana counties?

Crawford County ranks #69 of 92 Indiana counties for overall natural disaster risk, with a very low rating.

How many federally declared disasters has Crawford County had?

FEMA records 21 federal disaster declarations for Crawford County since 1974, most often 11 for severe storm events and 4 for flood events. The most recent was Severe Winter Storm, declared in January 2026.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Crawford County's $6M EAL is a statistical average, not a guarantee for any specific year or address.