New Jersey Natural Disaster Risk by County
FEMA National Risk Index rankings for all 21 counties
New Jersey spans 21 counties with an average FEMA National Risk Index score of 90.8 (high risk) and roughly $3.22B in combined expected annual loss statewide. 9 counties are rated High or Very High risk.
The highest-risk county is Bergen County (score 97.8, high), while Salem County (score 76.5) carries the lowest. Use the table below to compare every county by score, top hazard, and expected annual loss.
County Rankings
| # | County | Risk Score | Risk Rating | Top Hazard | Ann. Loss |
|---|---|---|---|---|---|
| 1 | Bergen County | High | Coastal Flood | $322M | |
| 2 | Middlesex County | High | Strong Wind | $282M | |
| 3 | Essex County | High | Heat Wave | $214M | |
| 4 | Hudson County | High | Heat Wave | $189M | |
| 5 | Monmouth County | High | Strong Wind | $282M | |
| 6 | Ocean County | High | Strong Wind | $204M | |
| 7 | Passaic County | High | Strong Wind | $149M | |
| 8 | Union County | High | Strong Wind | $163M | |
| 9 | Mercer County | High | Strong Wind | $176M | |
| 10 | Burlington County | Medium | Strong Wind | $176M | |
| 11 | Camden County | Medium | Winter Weather | $122M | |
| 12 | Atlantic County | Medium | Strong Wind | $123M | |
| 13 | Morris County | Medium | Strong Wind | $208M | |
| 14 | Cape May County | Medium | Coastal Flood | $100M | |
| 15 | Somerset County | Medium | Riverine Flood | $161M | |
| 16 | Gloucester County | Medium | Strong Wind | $77M | |
| 17 | Cumberland County | Medium | Winter Weather | $44M | |
| 18 | Warren County | Low | Strong Wind | $57M | |
| 19 | Hunterdon County | Low | Strong Wind | $69M | |
| 20 | Sussex County | Low | Strong Wind | $59M | |
| 21 | Salem County | Low | Coastal Flood | $40M |
All 21 New Jersey counties, ranked by FEMA National Risk Index score.
Frequently Asked Questions
Which New Jersey county has the highest natural disaster risk?
Bergen County has the highest FEMA National Risk Index score in New Jersey at 97.8 (High), driven largely by coastal flood.
What is the average natural disaster risk in New Jersey?
New Jersey counties average a National Risk Index score of 90.8 across 21 counties, with 9 rated High or Very High risk.
How much are expected annual losses across New Jersey?
FEMA estimates roughly $3.22B in combined expected annual loss from natural hazards across all New Jersey counties.