Atlantic County

New Jersey — Natural Disaster Risk Assessment

Medium

Composite Risk Score

93.0

National percentile: 93th

Atlantic County faces medium composite natural disaster risk (NRI Risk Index score 93.0, 93th national percentile), driven primarily by strong wind and winter weather exposure. Expected annual loss across all 18 hazard types is $123M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $123M Annualized county-level EAL
Social Vulnerability Medium Population sensitivity
Community Resilience Very High Capacity to recover
Population 274K Latest estimate

Top Hazards

Strong Wind
Very High $15M/yr
Winter Weather
Very High $947K/yr
Coastal Flood
Very High $14M/yr

All 18 Hazard Risks

Strong Wind Very High 4.18 / yr $15M
Winter Weather Very High 8.57 / yr $947K
Coastal Flood Very High 3.67 / yr $14M
Hurricane High 0.17 / yr $26M
Wildfire Medium 0.00 / yr $3M
Riverine Flood Medium 2.11 / yr $50M
Lightning High 30.89 / yr $1M
Heat Wave Medium 4.55 / yr $3M
Earthquake Low 0.00 / yr $4M
Drought Medium 8.96 / yr $1M
Cold Wave Medium 0.78 / yr $4M
Ice Storm Medium 0.24 / yr $174K
Tornado Low 0.20 / yr $1M
Hail Low 1.37 / yr $227K
Landslide Very Low 0.08 / yr $539
Avalanche Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Atlantic County?

Atlantic County has a composite FEMA National Risk Index score of 93.0 out of 100, placing it in the Medium category and the 93th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Atlantic County?

The three highest-rated hazards are Strong Wind (Very High, $15M EAL), Winter Weather (Very High, $947K EAL), Coastal Flood (Very High, $14M EAL). These account for most of the county's expected annual losses.

How does Atlantic County compare to other New Jersey counties?

Atlantic County ranks #12 of 21 New Jersey counties for overall natural disaster risk, with a medium rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Atlantic County's $123M EAL is a statistical average, not a guarantee for any specific year or address.