Warren County, New Jersey Natural Disaster Risk

FEMA National Risk Index assessment · NJ

Low

Composite Risk Score

80.8

National percentile: 81th

Warren County faces low composite natural disaster risk (NRI Risk Index score 80.8, 81th national percentile), driven primarily by strong wind and cold wave exposure. Expected annual loss across all 18 hazard types is $57M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Risk Overview

Warren County carries a low composite natural disaster risk, with a National Risk Index score of 80.8 out of 100 — placing it in the 81st national percentile and below the national average for natural-disaster risk. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.

The county's risk is driven primarily by strong wind (damaging straight-line winds outside of tornadoes and hurricanes) at High risk — $3M in expected annual loss and about 6.19 events per year; cold wave (prolonged spells of dangerously low temperatures) at Medium risk — $8M in expected annual loss and about 1.00 events per year; and riverine flood (rivers and streams overflowing their banks after heavy rain or snowmelt) at Medium risk — $37M in expected annual loss and about 2.29 events per year. Across all hazards, FEMA estimates $57M in expected annual loss for a population of 110K.

Beyond physical exposure, Warren County has a very low social vulnerability rating (how susceptible the population is to harm) and a high community resilience rating (its capacity to prepare for and recover from disasters). A less vulnerable population paired with strong resilience helps the community absorb and recover from events.

History supports the rating: Warren County has received 27 federal disaster declarations since 1965, including 8 for severe storm events and 8 for hurricane events. The most recent was Severe Storm and Flooding (severe storm), declared in August 2023.

Among 21 New Jersey counties, Warren County ranks #18 for overall natural disaster risk.

Expected Annual Loss $57M Annualized county-level EAL
Social Vulnerability Very Low Population sensitivity
Community Resilience High Capacity to recover
Population 110K Latest estimate

Top Hazards

High $3M/yr
Medium $8M/yr
Medium $37M/yr

All 18 Hazard Risks

Strong Wind High 6.19 / yr$3M
Cold Wave Medium 1.00 / yr$8M
Riverine Flood Medium 2.29 / yr$37M
Winter Weather Medium 14.53 / yr$325K
Hurricane Low 0.05 / yr$3M
Drought Medium 2.22 / yr$1M
Landslide Low 0.34 / yr$16K
Lightning Medium 33.05 / yr$717K
Heat Wave Low 5.37 / yr$1M
Earthquake Low 0.00 / yr$1M
Ice Storm Medium 1.74 / yr$185K
Tornado Low 0.15 / yr$2M
Avalanche Very Low 0.01 / yr$371
Wildfire Very Low 0.00 / yr$13K
Hail Very Low 2.60 / yr$65K
Coastal Flood Very Low 0.00 / yr$0
Tsunami Very Low 0.00 / yr$0
Volcanic Activity Very Low 0.00 / yr$0

Disaster History

Warren County has received 27 federal disaster declarations since 1965, most recently Severe Storm and Flooding in August 2023. Most frequent causes: Severe Storm (8), Hurricane (8), Snowstorm (4).

DeclaredTypeDisaster
August 2023Severe StormSevere Storm and Flooding
September 2021HurricaneRemnants of Hurricane Ida
September 2021HurricaneRemnants of Hurricane Ida
April 2021SnowstormSevere Winter Storm and Snowstorm
March 2020BiologicalCovid-19 Pandemic
March 2020BiologicalCovid-19
March 2016Severe StormSevere Winter Storm and Snowstorm
October 2012HurricaneHurricane Sandy
October 2012HurricaneHurricane Sandy
November 2011Severe StormSevere Storm

Showing the 10 most recent of 27 declarations.

Source: FEMA Disaster Declarations Summaries (OpenFEMA).

Frequently Asked Questions

What is the overall natural disaster risk for Warren County?

Warren County has a composite FEMA National Risk Index score of 80.8 out of 100, placing it in the Low category and the 81th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Warren County?

The three highest-rated hazards are Strong Wind (High, $3M EAL), Cold Wave (Medium, $8M EAL), Riverine Flood (Medium, $37M EAL). These account for most of the county's expected annual losses.

How does Warren County compare to other New Jersey counties?

Warren County ranks #18 of 21 New Jersey counties for overall natural disaster risk, with a low rating.

How many federally declared disasters has Warren County had?

FEMA records 27 federal disaster declarations for Warren County since 1965, most often 8 for severe storm events and 8 for hurricane events. The most recent was Severe Storm and Flooding, declared in August 2023.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Warren County's $57M EAL is a statistical average, not a guarantee for any specific year or address.