Monmouth County
New Jersey — Natural Disaster Risk Assessment
HighComposite Risk Score
National percentile: 96th
Monmouth County faces high composite natural disaster risk (NRI Risk Index score 96.3, 96th national percentile), driven primarily by strong wind and heat wave exposure. Expected annual loss across all 18 hazard types is $282M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Strong Wind | Very High | 5.81 / yr | $91M |
| Heat Wave | High | 6.66 / yr | $24M |
| Lightning | Very High | 31.54 / yr | $4M |
| Winter Weather | Very High | 9.20 / yr | $1M |
| Riverine Flood | High | 3.54 / yr | $110M |
| Ice Storm | High | 0.70 / yr | $2M |
| Earthquake | Medium | 0.00 / yr | $14M |
| Hurricane | Medium | 0.18 / yr | $17M |
| Coastal Flood | High | 3.74 / yr | $8M |
| Wildfire | Low | 0.00 / yr | $1M |
| Cold Wave | Medium | 0.84 / yr | $7M |
| Drought | Medium | 3.98 / yr | $725K |
| Tornado | Low | 0.21 / yr | $2M |
| Landslide | Very Low | 0.14 / yr | $535 |
| Hail | Very Low | 1.93 / yr | $148K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Monmouth County?
Monmouth County has a composite FEMA National Risk Index score of 96.3 out of 100, placing it in the High category and the 96th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Monmouth County?
The three highest-rated hazards are Strong Wind (Very High, $91M EAL), Heat Wave (High, $24M EAL), Lightning (Very High, $4M EAL). These account for most of the county's expected annual losses.
How does Monmouth County compare to other New Jersey counties?
Monmouth County ranks #5 of 21 New Jersey counties for overall natural disaster risk, with a high rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Monmouth County's $282M EAL is a statistical average, not a guarantee for any specific year or address.