Alabama Natural Disaster Risk by County
FEMA National Risk Index rankings for all 67 counties
Alabama spans 67 counties with an average FEMA National Risk Index score of 61.5 (high risk) and roughly $2.51B in combined expected annual loss statewide. 4 counties are rated High or Very High risk.
Leading the state for risk is Mobile County (score 98.0, high), while Coosa County (score 14.6) carries the lowest. Use the table below to compare every county by score, top hazard, and expected annual loss.
County Rankings
| # | County | Risk Score | Risk Rating | Top Hazard | Ann. Loss |
|---|---|---|---|---|---|
| 1 | Mobile County | High | Hurricane | $298M | |
| 2 | Jefferson County | High | Tornado | $262M | |
| 3 | Baldwin County | High | Hurricane | $237M | |
| 4 | Madison County | High | Tornado | $180M | |
| 5 | Montgomery County | Medium | Lightning | $87M | |
| 6 | Tuscaloosa County | Medium | Tornado | $83M | |
| 7 | Shelby County | Medium | Tornado | $106M | |
| 8 | Morgan County | Medium | Tornado | $65M | |
| 9 | Calhoun County | Medium | Tornado | $54M | |
| 10 | Houston County | Medium | Tornado | $55M | |
| 11 | Etowah County | Medium | Tornado | $50M | |
| 12 | Marshall County | Medium | Tornado | $50M | |
| 13 | Lauderdale County | Medium | Strong Wind | $54M | |
| 14 | Escambia County | Medium | Hurricane | $36M | |
| 15 | Talladega County | Medium | Tornado | $37M | |
| 16 | Coffee County | Medium | Hurricane | $43M | |
| 17 | Walker County | Medium | Tornado | $35M | |
| 18 | Covington County | Medium | Lightning | $33M | |
| 19 | Cullman County | Medium | Cold Wave | $35M | |
| 20 | Colbert County | Low | Strong Wind | $35M | |
| 21 | DeKalb County | Low | Strong Wind | $32M | |
| 22 | Limestone County | Low | Cold Wave | $48M | |
| 23 | Lee County | Low | Heat Wave | $40M | |
| 24 | Jackson County | Low | Tornado | $29M | |
| 25 | Elmore County | Low | Heat Wave | $29M | |
| 26 | St. Clair County | Low | Tornado | $33M | |
| 27 | Dallas County | Low | Lightning | $19M | |
| 28 | Choctaw County | Low | Hurricane | $21M | |
| 29 | Lawrence County | Low | Tornado | $21M | |
| 30 | Marion County | Low | Lightning | $17M | |
| 31 | Blount County | Low | Tornado | $21M | |
| 32 | Dale County | Low | Hurricane | $19M | |
| 33 | Franklin County | Low | Tornado | $17M | |
| 34 | Tallapoosa County | Low | Heat Wave | $19M | |
| 35 | Cherokee County | Low | Drought | $16M | |
| 36 | Winston County | Low | Landslide | $12M | |
| 37 | Autauga County | Low | Heat Wave | $20M | |
| 38 | Chilton County | Low | Tornado | $16M | |
| 39 | Russell County | Low | Lightning | $15M | |
| 40 | Clarke County | Low | Hurricane | $13M | |
| 41 | Geneva County | Low | Hurricane | $12M | |
| 42 | Sumter County | Low | Tornado | $10M | |
| 43 | Marengo County | Low | Strong Wind | $10M | |
| 44 | Monroe County | Low | Hurricane | $10M | |
| 45 | Barbour County | Low | Hurricane | $9M | |
| 46 | Chambers County | Low | Heat Wave | $11M | |
| 47 | Washington County | Low | Hurricane | $11M | |
| 48 | Butler County | Low | Hurricane | $9M | |
| 49 | Pickens County | Low | Heat Wave | $9M | |
| 50 | Pike County | Low | Hurricane | $11M | |
| 51 | Henry County | Very Low | Hurricane | $9M | |
| 52 | Bibb County | Very Low | Landslide | $9M | |
| 53 | Hale County | Very Low | Lightning | $8M | |
| 54 | Fayette County | Very Low | Landslide | $9M | |
| 55 | Wilcox County | Very Low | Hurricane | $7M | |
| 56 | Crenshaw County | Very Low | Hurricane | $7M | |
| 57 | Lamar County | Very Low | Lightning | $8M | |
| 58 | Conecuh County | Very Low | Hurricane | $6M | |
| 59 | Randolph County | Very Low | Hurricane | $8M | |
| 60 | Greene County | Very Low | Heat Wave | $6M | |
| 61 | Lowndes County | Very Low | Heat Wave | $5M | |
| 62 | Cleburne County | Very Low | Tornado | $6M | |
| 63 | Clay County | Very Low | Wildfire | $6M | |
| 64 | Bullock County | Very Low | Drought | $5M | |
| 65 | Macon County | Very Low | Drought | $5M | |
| 66 | Perry County | Very Low | Hurricane | $4M | |
| 67 | Coosa County | Very Low | Wildfire | $5M |
All 67 Alabama counties, ranked by FEMA National Risk Index score.
Frequently Asked Questions
Which Alabama county has the highest natural disaster risk?
Mobile County has the highest FEMA National Risk Index score in Alabama at 98.0 (High), driven largely by hurricane.
What is the average natural disaster risk in Alabama?
Alabama counties average a National Risk Index score of 61.5 across 67 counties, with 4 rated High or Very High risk.
How much are expected annual losses across Alabama?
FEMA estimates roughly $2.51B in combined expected annual loss from natural hazards across all Alabama counties.