Escambia County
Alabama — Natural Disaster Risk Assessment
MediumComposite Risk Score
National percentile: 85th
Escambia County faces medium composite natural disaster risk (NRI Risk Index score 85.0, 85th national percentile), driven primarily by hurricane and lightning exposure. Expected annual loss across all 18 hazard types is $36M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Hurricane | High | 0.19 / yr | $21M |
| Lightning | High | 79.59 / yr | $1M |
| Heat Wave | Medium | 8.04 / yr | $1M |
| Tornado | Medium | 0.69 / yr | $3M |
| Strong Wind | Medium | 2.17 / yr | $715K |
| Wildfire | Low | 0.00 / yr | $154K |
| Riverine Flood | Low | 1.11 / yr | $8M |
| Drought | Low | 18.67 / yr | $239K |
| Earthquake | Very Low | 0.00 / yr | $255K |
| Cold Wave | Low | 0.90 / yr | $507K |
| Landslide | Very Low | 0.31 / yr | $552 |
| Winter Weather | Low | 0.79 / yr | $19K |
| Hail | Very Low | 1.55 / yr | $67K |
| Ice Storm | Very Low | 0.10 / yr | $3K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Escambia County?
Escambia County has a composite FEMA National Risk Index score of 85.0 out of 100, placing it in the Medium category and the 85th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Escambia County?
The three highest-rated hazards are Hurricane (High, $21M EAL), Lightning (High, $1M EAL), Heat Wave (Medium, $1M EAL). These account for most of the county's expected annual losses.
How does Escambia County compare to other Alabama counties?
Escambia County ranks #14 of 67 Alabama counties for overall natural disaster risk, with a medium rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Escambia County's $36M EAL is a statistical average, not a guarantee for any specific year or address.