Clarke County
Alabama — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 53th
Clarke County faces low composite natural disaster risk (NRI Risk Index score 53.4, 53th national percentile), driven primarily by hurricane and landslide exposure. Expected annual loss across all 18 hazard types is $13M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Hurricane | Medium | 0.18 / yr | $5M |
| Landslide | Low | 1.22 / yr | $8K |
| Lightning | Medium | 75.84 / yr | $349K |
| Tornado | Medium | 0.82 / yr | $2M |
| Heat Wave | Low | 7.65 / yr | $587K |
| Cold Wave | Low | 1.11 / yr | $883K |
| Earthquake | Very Low | 0.00 / yr | $239K |
| Wildfire | Very Low | 0.00 / yr | $25K |
| Riverine Flood | Low | 1.21 / yr | $4M |
| Strong Wind | Low | 2.03 / yr | $218K |
| Winter Weather | Low | 1.48 / yr | $20K |
| Drought | Very Low | 13.55 / yr | $13K |
| Hail | Very Low | 1.96 / yr | $69K |
| Coastal Flood | Very Low | 0.01 / yr | $583 |
| Ice Storm | Very Low | 0.42 / yr | $13K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Clarke County?
Clarke County has a composite FEMA National Risk Index score of 53.4 out of 100, placing it in the Low category and the 53th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Clarke County?
The three highest-rated hazards are Hurricane (Medium, $5M EAL), Landslide (Low, $8K EAL), Lightning (Medium, $349K EAL). These account for most of the county's expected annual losses.
How does Clarke County compare to other Alabama counties?
Clarke County ranks #40 of 67 Alabama counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Clarke County's $13M EAL is a statistical average, not a guarantee for any specific year or address.