DeKalb County

Alabama — Natural Disaster Risk Assessment

Low

Composite Risk Score

80.4

National percentile: 80th

DeKalb County faces low composite natural disaster risk (NRI Risk Index score 80.4, 80th national percentile), driven primarily by strong wind and tornado exposure. Expected annual loss across all 18 hazard types is $32M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $32M Annualized county-level EAL
Social Vulnerability High Population sensitivity
Community Resilience Very Low Capacity to recover
Population 71K Latest estimate

Top Hazards

Strong Wind
High $2M/yr
Tornado
Medium $5M/yr
Cold Wave
Medium $4M/yr

All 18 Hazard Risks

Strong Wind High 4.68 / yr $2M
Tornado Medium 0.70 / yr $5M
Cold Wave Medium 1.47 / yr $4M
Drought Medium 30.43 / yr $1M
Landslide Low 0.61 / yr $29K
Earthquake Low 0.00 / yr $2M
Riverine Flood Medium 1.71 / yr $16M
Winter Weather Medium 4.84 / yr $136K
Wildfire Low 0.00 / yr $170K
Lightning Medium 61.22 / yr $408K
Hurricane Low 0.03 / yr $420K
Ice Storm Medium 0.70 / yr $125K
Heat Wave Low 4.00 / yr $516K
Hail Low 4.77 / yr $239K
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for DeKalb County?

DeKalb County has a composite FEMA National Risk Index score of 80.4 out of 100, placing it in the Low category and the 80th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in DeKalb County?

The three highest-rated hazards are Strong Wind (High, $2M EAL), Tornado (Medium, $5M EAL), Cold Wave (Medium, $4M EAL). These account for most of the county's expected annual losses.

How does DeKalb County compare to other Alabama counties?

DeKalb County ranks #21 of 67 Alabama counties for overall natural disaster risk, with a low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. DeKalb County's $32M EAL is a statistical average, not a guarantee for any specific year or address.