Limestone County
Alabama — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 80th
Limestone County faces low composite natural disaster risk (NRI Risk Index score 80.0, 80th national percentile), driven primarily by cold wave and earthquake exposure. Expected annual loss across all 18 hazard types is $48M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Cold Wave | High | 1.32 / yr | $11M |
| Earthquake | Low | 0.00 / yr | $6M |
| Tornado | Medium | 0.62 / yr | $7M |
| Riverine Flood | Medium | 2.07 / yr | $20M |
| Drought | Medium | 28.44 / yr | $802K |
| Winter Weather | Medium | 4.58 / yr | $173K |
| Heat Wave | Low | 7.63 / yr | $1M |
| Ice Storm | Medium | 0.86 / yr | $202K |
| Hurricane | Low | 0.03 / yr | $245K |
| Lightning | Low | 61.05 / yr | $331K |
| Strong Wind | Medium | 6.44 / yr | $705K |
| Wildfire | Very Low | 0.00 / yr | $13K |
| Landslide | Very Low | 0.23 / yr | $196 |
| Hail | Very Low | 4.27 / yr | $87K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Limestone County?
Limestone County has a composite FEMA National Risk Index score of 80.0 out of 100, placing it in the Low category and the 80th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Limestone County?
The three highest-rated hazards are Cold Wave (High, $11M EAL), Earthquake (Low, $6M EAL), Tornado (Medium, $7M EAL). These account for most of the county's expected annual losses.
How does Limestone County compare to other Alabama counties?
Limestone County ranks #22 of 67 Alabama counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Limestone County's $48M EAL is a statistical average, not a guarantee for any specific year or address.