Sumter County
Alabama — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 53th
Sumter County faces low composite natural disaster risk (NRI Risk Index score 53.0, 53th national percentile), driven primarily by tornado and hurricane exposure. Expected annual loss across all 18 hazard types is $10M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Tornado | Medium | 0.86 / yr | $2M |
| Hurricane | Low | 0.09 / yr | $667K |
| Earthquake | Low | 0.00 / yr | $610K |
| Heat Wave | Low | 10.11 / yr | $473K |
| Lightning | Medium | 69.49 / yr | $193K |
| Drought | Low | 14.83 / yr | $132K |
| Strong Wind | Medium | 2.10 / yr | $365K |
| Landslide | Very Low | 0.46 / yr | $1K |
| Riverine Flood | Low | 0.75 / yr | $4M |
| Ice Storm | Low | 0.63 / yr | $44K |
| Cold Wave | Low | 0.53 / yr | $488K |
| Hail | Low | 2.95 / yr | $117K |
| Wildfire | Very Low | 0.00 / yr | $11K |
| Winter Weather | Very Low | 2.11 / yr | $3K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Sumter County?
Sumter County has a composite FEMA National Risk Index score of 53.0 out of 100, placing it in the Low category and the 53th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Sumter County?
The three highest-rated hazards are Tornado (Medium, $2M EAL), Hurricane (Low, $667K EAL), Earthquake (Low, $610K EAL). These account for most of the county's expected annual losses.
How does Sumter County compare to other Alabama counties?
Sumter County ranks #42 of 67 Alabama counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Sumter County's $10M EAL is a statistical average, not a guarantee for any specific year or address.