Jim Wells County

Texas — Natural Disaster Risk Assessment

Medium

Composite Risk Score

86.5

National percentile: 87th

Jim Wells County faces medium composite natural disaster risk (NRI Risk Index score 86.5, 87th national percentile), driven primarily by cold wave and hurricane exposure. Expected annual loss across all 18 hazard types is $38M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $38M Annualized county-level EAL
Social Vulnerability Very High Population sensitivity
Community Resilience Very Low Capacity to recover
Population 39K Latest estimate

Top Hazards

Cold Wave
High $17M/yr
Hurricane
High $11M/yr
Hail
Medium $732K/yr

All 18 Hazard Risks

Cold Wave High 2.37 / yr $17M
Hurricane High 0.11 / yr $11M
Hail Medium 1.01 / yr $732K
Heat Wave Medium 15.38 / yr $1M
Ice Storm Medium 0.18 / yr $298K
Drought Medium 61.06 / yr $629K
Wildfire Low 0.00 / yr $113K
Tornado Medium 0.27 / yr $1M
Riverine Flood Low 1.71 / yr $6M
Lightning Low 44.92 / yr $164K
Strong Wind Low 0.74 / yr $263K
Winter Weather Low 0.90 / yr $21K
Earthquake Very Low 0.00 / yr $25K
Landslide Very Low 0.07 / yr $17
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Jim Wells County?

Jim Wells County has a composite FEMA National Risk Index score of 86.5 out of 100, placing it in the Medium category and the 87th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Jim Wells County?

The three highest-rated hazards are Cold Wave (High, $17M EAL), Hurricane (High, $11M EAL), Hail (Medium, $732K EAL). These account for most of the county's expected annual losses.

How does Jim Wells County compare to other Texas counties?

Jim Wells County ranks #30 of 254 Texas counties for overall natural disaster risk, with a medium rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Jim Wells County's $38M EAL is a statistical average, not a guarantee for any specific year or address.