Hidalgo County

Texas — Natural Disaster Risk Assessment

High

Composite Risk Score

99.0

National percentile: 99th

Hidalgo County faces high composite natural disaster risk (NRI Risk Index score 99.0, 99th national percentile), driven primarily by cold wave and hurricane exposure. Expected annual loss across all 18 hazard types is $310M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $310M Annualized county-level EAL
Social Vulnerability Very High Population sensitivity
Community Resilience Very Low Capacity to recover
Population 870K Latest estimate

Top Hazards

Cold Wave
Very High $88M/yr
Hurricane
Very High $127M/yr
Hail
Very High $10M/yr

All 18 Hazard Risks

Cold Wave Very High 3.08 / yr $88M
Hurricane Very High 0.13 / yr $127M
Hail Very High 0.55 / yr $10M
Heat Wave High 8.97 / yr $13M
Drought High 66.09 / yr $4M
Ice Storm Very High 0.16 / yr $2M
Riverine Flood High 2.25 / yr $55M
Tornado High 0.27 / yr $8M
Winter Weather High 0.74 / yr $432K
Lightning High 39.94 / yr $833K
Strong Wind High 0.53 / yr $1M
Wildfire Low 0.00 / yr $350K
Earthquake Low 0.00 / yr $828K
Landslide Very Low 0.15 / yr $685
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Hidalgo County?

Hidalgo County has a composite FEMA National Risk Index score of 99.0 out of 100, placing it in the High category and the 99th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Hidalgo County?

The three highest-rated hazards are Cold Wave (Very High, $88M EAL), Hurricane (Very High, $127M EAL), Hail (Very High, $10M EAL). These account for most of the county's expected annual losses.

How does Hidalgo County compare to other Texas counties?

Hidalgo County ranks #5 of 254 Texas counties for overall natural disaster risk, with a high rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Hidalgo County's $310M EAL is a statistical average, not a guarantee for any specific year or address.