Travis County

Texas — Natural Disaster Risk Assessment

High

Composite Risk Score

97.7

National percentile: 98th

Travis County faces high composite natural disaster risk (NRI Risk Index score 97.7, 98th national percentile), driven primarily by tornado and hail exposure. Expected annual loss across all 18 hazard types is $376M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $376M Annualized county-level EAL
Social Vulnerability Very Low Population sensitivity
Community Resilience High Capacity to recover
Population 1.29M Latest estimate

Top Hazards

Tornado
Very High $96M/yr
Hail
Very High $25M/yr
Heat Wave
High $23M/yr

All 18 Hazard Risks

Tornado Very High 0.54 / yr $96M
Hail Very High 3.90 / yr $25M
Heat Wave High 10.32 / yr $23M
Riverine Flood High 5.46 / yr $214M
Strong Wind High 1.61 / yr $4M
Lightning High 49.21 / yr $2M
Wildfire Medium 0.00 / yr $2M
Cold Wave Medium 0.63 / yr $7M
Ice Storm High 0.55 / yr $645K
Winter Weather Medium 3.79 / yr $270K
Landslide Low 0.29 / yr $20K
Hurricane Low 0.03 / yr $2M
Earthquake Very Low 0.00 / yr $413K
Drought Low 59.99 / yr $181K
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Travis County?

Travis County has a composite FEMA National Risk Index score of 97.7 out of 100, placing it in the High category and the 98th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Travis County?

The three highest-rated hazards are Tornado (Very High, $96M EAL), Hail (Very High, $25M EAL), Heat Wave (High, $23M EAL). These account for most of the county's expected annual losses.

How does Travis County compare to other Texas counties?

Travis County ranks #7 of 254 Texas counties for overall natural disaster risk, with a high rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Travis County's $376M EAL is a statistical average, not a guarantee for any specific year or address.