Deaf Smith County
Texas — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 62th
Deaf Smith County faces low composite natural disaster risk (NRI Risk Index score 61.8, 62th national percentile), driven primarily by drought and hail exposure. Expected annual loss across all 18 hazard types is $20M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Drought | High | 110.09 / yr | $4M |
| Hail | High | 6.56 / yr | $4M |
| Winter Weather | High | 10.51 / yr | $407K |
| Cold Wave | Medium | 2.32 / yr | $5M |
| Wildfire | Low | 0.00 / yr | $654K |
| Strong Wind | High | 2.76 / yr | $1M |
| Tornado | Medium | 1.00 / yr | $2M |
| Earthquake | Very Low | 0.00 / yr | $125K |
| Lightning | Low | 49.49 / yr | $110K |
| Heat Wave | Very Low | 1.42 / yr | $95K |
| Ice Storm | Very Low | 0.45 / yr | $15K |
| Riverine Flood | Very Low | 0.61 / yr | $1M |
| Landslide | Very Low | 0.15 / yr | $3 |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Hurricane | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Deaf Smith County?
Deaf Smith County has a composite FEMA National Risk Index score of 61.8 out of 100, placing it in the Low category and the 62th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Deaf Smith County?
The three highest-rated hazards are Drought (High, $4M EAL), Hail (High, $4M EAL), Winter Weather (High, $407K EAL). These account for most of the county's expected annual losses.
How does Deaf Smith County compare to other Texas counties?
Deaf Smith County ranks #99 of 254 Texas counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Deaf Smith County's $20M EAL is a statistical average, not a guarantee for any specific year or address.