Colorado County

Texas — Natural Disaster Risk Assessment

Low

Composite Risk Score

62.2

National percentile: 62th

Colorado County faces low composite natural disaster risk (NRI Risk Index score 62.2, 62th national percentile), driven primarily by drought and hurricane exposure. Expected annual loss across all 18 hazard types is $16M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $16M Annualized county-level EAL
Social Vulnerability Very High Population sensitivity
Community Resilience Medium Capacity to recover
Population 21K Latest estimate

Top Hazards

Drought
High $1M/yr
Hurricane
Medium $4M/yr
Cold Wave
Medium $3M/yr

All 18 Hazard Risks

Drought High 43.23 / yr $1M
Hurricane Medium 0.10 / yr $4M
Cold Wave Medium 0.63 / yr $3M
Tornado Medium 0.60 / yr $2M
Heat Wave Low 12.63 / yr $447K
Lightning Medium 60.66 / yr $245K
Ice Storm Low 0.70 / yr $79K
Hail Low 2.02 / yr $222K
Riverine Flood Low 0.93 / yr $5M
Wildfire Very Low 0.00 / yr $32K
Strong Wind Low 1.14 / yr $362K
Winter Weather Low 1.53 / yr $21K
Earthquake Very Low 0.00 / yr $27K
Landslide Very Low 0.10 / yr $54
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Colorado County?

Colorado County has a composite FEMA National Risk Index score of 62.2 out of 100, placing it in the Low category and the 62th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Colorado County?

The three highest-rated hazards are Drought (High, $1M EAL), Hurricane (Medium, $4M EAL), Cold Wave (Medium, $3M EAL). These account for most of the county's expected annual losses.

How does Colorado County compare to other Texas counties?

Colorado County ranks #97 of 254 Texas counties for overall natural disaster risk, with a low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Colorado County's $16M EAL is a statistical average, not a guarantee for any specific year or address.