Moore County, Texas Natural Disaster Risk
FEMA National Risk Index assessment · TX
LowComposite Risk Score
National percentile: 62th
Moore County faces low composite natural disaster risk (NRI Risk Index score 61.9, 62th national percentile), driven primarily by drought and winter weather exposure. Expected annual loss across all 18 hazard types is $20M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Risk Overview
Overall natural disaster risk in Moore County is low, with a National Risk Index score of 61.9 out of 100 — placing it in the 62nd national percentile and below the national average for natural-disaster risk. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.
Risk here concentrates in drought (extended dry periods that stress water supplies and agriculture) at High risk — $8M in expected annual loss and about 104.19 events per year; winter weather (heavy snow, blizzards, and hazardous winter conditions) at High risk — $372K in expected annual loss and about 10.47 events per year; and hail (ice stones from severe thunderstorms that damage property and crops) at Medium risk — $2M in expected annual loss and about 8.03 events per year. Across all hazards, FEMA estimates $20M in expected annual loss for a population of 21K.
Beyond physical exposure, Moore County has a medium social vulnerability rating (how susceptible the population is to harm) and a very low community resilience rating (its capacity to prepare for and recover from disasters). Both measures sit toward the lower end, indicating relatively modest population sensitivity.
The county's disaster history tells the same story: Moore County has received 15 federal disaster declarations since 1992, including 5 for fire events and 3 for hurricane events. The most recent was Windy Deuce Fire (fire), declared in February 2024.
Among 254 Texas counties, Moore County ranks #98 for overall natural disaster risk.
Top Hazards
All 18 Hazard Risks
| Drought | High | 104.19 / yr | $8M |
| Winter Weather | High | 10.47 / yr | $372K |
| Hail | Medium | 8.03 / yr | $2M |
| Wildfire | Medium | 0.01 / yr | $1M |
| Cold Wave | Medium | 2.74 / yr | $4M |
| Tornado | Medium | 0.67 / yr | $3M |
| Strong Wind | Medium | 3.24 / yr | $692K |
| Lightning | Low | 46.66 / yr | $207K |
| Ice Storm | Low | 0.30 / yr | $66K |
| Earthquake | Very Low | 0.00 / yr | $133K |
| Heat Wave | Very Low | 1.42 / yr | $71K |
| Riverine Flood | Very Low | 0.46 / yr | $1M |
| Landslide | Very Low | 0.13 / yr | $7 |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Hurricane | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Disaster History
Moore County has received 15 federal disaster declarations since 1992, most recently Windy Deuce Fire in February 2024. Most frequent causes: Fire (5), Hurricane (3), Severe Ice Storm (2).
| Declared | Type | Disaster |
|---|---|---|
| February 2024 | Fire | Windy Deuce Fire |
| February 2021 | Severe Ice Storm | Severe Winter Storms |
| February 2021 | Severe Ice Storm | Severe Winter Storm |
| March 2020 | Biological | Covid-19 Pandemic |
| March 2020 | Biological | Covid-19 |
| July 2011 | Fire | Wildfires |
| March 2008 | Fire | Wildfires |
| May 2007 | Severe Storm | Severe Storms and Tornadoes |
| January 2006 | Fire | Extreme Wildfire Threat |
| September 2005 | Hurricane | Hurricane Rita |
Showing the 10 most recent of 15 declarations.
Source: FEMA Disaster Declarations Summaries (OpenFEMA).
Frequently Asked Questions
What is the overall natural disaster risk for Moore County?
Moore County has a composite FEMA National Risk Index score of 61.9 out of 100, placing it in the Low category and the 62th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Moore County?
The three highest-rated hazards are Drought (High, $8M EAL), Winter Weather (High, $372K EAL), Hail (Medium, $2M EAL). These account for most of the county's expected annual losses.
How does Moore County compare to other Texas counties?
Moore County ranks #98 of 254 Texas counties for overall natural disaster risk, with a low rating.
How many federally declared disasters has Moore County had?
FEMA records 15 federal disaster declarations for Moore County since 1992, most often 5 for fire events and 3 for hurricane events. The most recent was Windy Deuce Fire, declared in February 2024.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Moore County's $20M EAL is a statistical average, not a guarantee for any specific year or address.