Hall County
Texas — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 35th
Hall County faces very low composite natural disaster risk (NRI Risk Index score 34.6, 35th national percentile), driven primarily by drought and hail exposure. Expected annual loss across all 18 hazard types is $7M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Drought | High | 65.12 / yr | $4M |
| Hail | Medium | 6.74 / yr | $502K |
| Strong Wind | Medium | 2.51 / yr | $689K |
| Wildfire | Low | 0.00 / yr | $150K |
| Ice Storm | Low | 0.44 / yr | $50K |
| Winter Weather | Low | 6.95 / yr | $31K |
| Tornado | Low | 0.71 / yr | $339K |
| Heat Wave | Very Low | 2.74 / yr | $55K |
| Hurricane | Very Low | 0.01 / yr | $3K |
| Earthquake | Very Low | 0.00 / yr | $14K |
| Cold Wave | Very Low | 1.42 / yr | $78K |
| Lightning | Very Low | 49.45 / yr | $15K |
| Landslide | Very Low | 0.29 / yr | $8 |
| Riverine Flood | Very Low | 0.46 / yr | $350K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Hall County?
Hall County has a composite FEMA National Risk Index score of 34.6 out of 100, placing it in the Very Low category and the 35th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Hall County?
The three highest-rated hazards are Drought (High, $4M EAL), Hail (Medium, $502K EAL), Strong Wind (Medium, $689K EAL). These account for most of the county's expected annual losses.
How does Hall County compare to other Texas counties?
Hall County ranks #159 of 254 Texas counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Hall County's $7M EAL is a statistical average, not a guarantee for any specific year or address.