Morris County, Texas Natural Disaster Risk

FEMA National Risk Index assessment · TX

Very Low

Composite Risk Score

34.5

National percentile: 35th

Morris County faces very low composite natural disaster risk (NRI Risk Index score 34.5, 35th national percentile), driven primarily by ice storm and hail exposure. Expected annual loss across all 18 hazard types is $7M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Risk Overview

FEMA's National Risk Index rates Morris County at very low composite risk, with a National Risk Index score of 34.5 out of 100 — placing it in the 35th national percentile and among the lowest-risk counties in the country. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.

Risk here concentrates in ice storm (freezing rain that coats surfaces in heavy, damaging ice) at High risk — $670K in expected annual loss and about 1.06 events per year; hail (ice stones from severe thunderstorms that damage property and crops) at Medium risk — $633K in expected annual loss and about 5.67 events per year; and tornado (violently rotating columns of air capable of catastrophic local damage) at Medium risk — $2M in expected annual loss and about 0.22 events per year. Across all hazards, FEMA estimates $7M in expected annual loss for a population of 12K.

Beyond physical exposure, Morris County has a very high social vulnerability rating (how susceptible the population is to harm) and a high community resilience rating (its capacity to prepare for and recover from disasters). Higher vulnerability is partly offset by strong community resilience and recovery capacity.

The county's disaster history tells the same story: Morris County has received 18 federal disaster declarations since 1966, including 6 for hurricane events and 4 for fire events. The most recent was Hurricane Beryl (hurricane), declared in July 2024.

Among 254 Texas counties, Morris County ranks #160 for overall natural disaster risk.

Expected Annual Loss $7M Annualized county-level EAL
Social Vulnerability Very High Population sensitivity
Community Resilience High Capacity to recover
Population 12K Latest estimate

Top Hazards

High $670K/yr
Medium $633K/yr
Medium $2M/yr

All 18 Hazard Risks

Ice Storm High 1.06 / yr$670K
Hail Medium 5.67 / yr$633K
Tornado Medium 0.22 / yr$2M
Wildfire Low 0.00 / yr$75K
Strong Wind Medium 5.82 / yr$513K
Heat Wave Low 18.21 / yr$365K
Hurricane Very Low 0.02 / yr$44K
Earthquake Very Low 0.00 / yr$91K
Winter Weather Low 3.58 / yr$24K
Lightning Low 59.26 / yr$86K
Cold Wave Low 1.00 / yr$293K
Riverine Flood Very Low 0.39 / yr$2M
Landslide Very Low 0.06 / yr$92
Avalanche Very Low 0.00 / yr$0
Coastal Flood Very Low 0.00 / yr$0
Drought Very Low 31.31 / yr$0
Tsunami Very Low 0.00 / yr$0
Volcanic Activity Very Low 0.00 / yr$0

Disaster History

Morris County has received 18 federal disaster declarations since 1966, most recently Hurricane Beryl in July 2024. Most frequent causes: Hurricane (6), Fire (4), Severe Ice Storm (3).

DeclaredTypeDisaster
July 2024HurricaneHurricane Beryl
May 2024FloodSevere Storms, Straight-Line Winds, Tornadoes, and Flooding
February 2021Severe Ice StormSevere Winter Storms
February 2021Severe Ice StormSevere Winter Storm
August 2020HurricaneTropical Storms Marco and Laura
March 2020BiologicalCovid-19 Pandemic
March 2020BiologicalCovid-19
September 2011FireWildfires
July 2011FireWildfires
September 2008HurricaneHurricane Ike

Showing the 10 most recent of 18 declarations.

Source: FEMA Disaster Declarations Summaries (OpenFEMA).

Frequently Asked Questions

What is the overall natural disaster risk for Morris County?

Morris County has a composite FEMA National Risk Index score of 34.5 out of 100, placing it in the Very Low category and the 35th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Morris County?

The three highest-rated hazards are Ice Storm (High, $670K EAL), Hail (Medium, $633K EAL), Tornado (Medium, $2M EAL). These account for most of the county's expected annual losses.

How does Morris County compare to other Texas counties?

Morris County ranks #160 of 254 Texas counties for overall natural disaster risk, with a very low rating.

How many federally declared disasters has Morris County had?

FEMA records 18 federal disaster declarations for Morris County since 1966, most often 6 for hurricane events and 4 for fire events. The most recent was Hurricane Beryl, declared in July 2024.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Morris County's $7M EAL is a statistical average, not a guarantee for any specific year or address.