Austin County, Texas Natural Disaster Risk

FEMA National Risk Index assessment · TX

Low

Composite Risk Score

53.1

National percentile: 53th

Austin County faces low composite natural disaster risk (NRI Risk Index score 53.1, 53th national percentile), driven primarily by drought and tornado exposure. Expected annual loss across all 18 hazard types is $14M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Risk Overview

Austin County carries a low composite natural disaster risk, with a National Risk Index score of 53.1 out of 100 — placing it in the 53rd national percentile and below the national average for natural-disaster risk. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.

The county's risk is driven primarily by drought (extended dry periods that stress water supplies and agriculture) at Medium risk — $973K in expected annual loss and about 37.53 events per year; tornado (violently rotating columns of air capable of catastrophic local damage) at Medium risk — $3M in expected annual loss and about 0.48 events per year; and hurricane (tropical cyclones bringing extreme wind, rain, and storm surge) at Low risk — $941K in expected annual loss and about 0.11 events per year. Across all hazards, FEMA estimates $14M in expected annual loss for a population of 30K.

Beyond physical exposure, Austin County has a high social vulnerability rating (how susceptible the population is to harm) and a low community resilience rating (its capacity to prepare for and recover from disasters). That combination — a more vulnerable population with limited resilience — can amplify the human cost of any given event.

The federal record bears this out: Austin County has received 24 federal disaster declarations since 1991, including 8 for hurricane events and 6 for flood events. The most recent was Hurricane Beryl (hurricane), declared in July 2024.

Among 254 Texas counties, Austin County ranks #131 for overall natural disaster risk.

Expected Annual Loss $14M Annualized county-level EAL
Social Vulnerability High Population sensitivity
Community Resilience Low Capacity to recover
Population 30K Latest estimate

Top Hazards

Medium $973K/yr
Medium $3M/yr
Low $941K/yr

All 18 Hazard Risks

Drought Medium 37.53 / yr$973K
Tornado Medium 0.48 / yr$3M
Hurricane Low 0.11 / yr$941K
Strong Wind Medium 1.45 / yr$663K
Heat Wave Low 12.68 / yr$509K
Cold Wave Low 0.63 / yr$1M
Riverine Flood Low 1.04 / yr$7M
Wildfire Very Low 0.00 / yr$51K
Ice Storm Low 0.71 / yr$75K
Lightning Low 63.44 / yr$205K
Hail Low 2.49 / yr$135K
Earthquake Very Low 0.00 / yr$28K
Landslide Very Low 0.07 / yr$39
Winter Weather Very Low 1.63 / yr$4K
Avalanche Very Low 0.00 / yr$0
Coastal Flood Very Low 0.00 / yr$0
Tsunami Very Low 0.00 / yr$0
Volcanic Activity Very Low 0.00 / yr$0

Disaster History

Austin County has received 24 federal disaster declarations since 1991, most recently Hurricane Beryl in July 2024. Most frequent causes: Hurricane (8), Flood (6), Fire (3).

DeclaredTypeDisaster
July 2024HurricaneHurricane Beryl
May 2024FloodSevere Storms, Straight-Line Winds, Tornadoes, and Flooding
February 2021Severe Ice StormSevere Winter Storms
February 2021Severe Ice StormSevere Winter Storm
March 2020BiologicalCovid-19 Pandemic
March 2020BiologicalCovid-19
August 2017HurricaneHurricane Harvey
June 2016FloodSevere Storms and Flooding
April 2016FloodSevere Storms and Flooding
May 2015Severe StormSevere Storms, Tornadoes, Straight-Line Winds and Flooding

Showing the 10 most recent of 24 declarations.

Source: FEMA Disaster Declarations Summaries (OpenFEMA).

Frequently Asked Questions

What is the overall natural disaster risk for Austin County?

Austin County has a composite FEMA National Risk Index score of 53.1 out of 100, placing it in the Low category and the 53th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Austin County?

The three highest-rated hazards are Drought (Medium, $973K EAL), Tornado (Medium, $3M EAL), Hurricane (Low, $941K EAL). These account for most of the county's expected annual losses.

How does Austin County compare to other Texas counties?

Austin County ranks #131 of 254 Texas counties for overall natural disaster risk, with a low rating.

How many federally declared disasters has Austin County had?

FEMA records 24 federal disaster declarations for Austin County since 1991, most often 8 for hurricane events and 6 for flood events. The most recent was Hurricane Beryl, declared in July 2024.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Austin County's $14M EAL is a statistical average, not a guarantee for any specific year or address.