Ward County
Texas — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 15th
Ward County faces very low composite natural disaster risk (NRI Risk Index score 15.4, 15th national percentile), driven primarily by wildfire and hail exposure. Expected annual loss across all 18 hazard types is $4M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Wildfire | Low | 0.00 / yr | $182K |
| Hail | Low | 2.65 / yr | $371K |
| Strong Wind | Medium | 0.94 / yr | $503K |
| Drought | Low | 73.80 / yr | $175K |
| Winter Weather | Low | 4.35 / yr | $58K |
| Heat Wave | Low | 5.53 / yr | $150K |
| Lightning | Low | 43.74 / yr | $94K |
| Ice Storm | Low | 0.34 / yr | $30K |
| Riverine Flood | Very Low | 0.57 / yr | $2M |
| Tornado | Low | 0.23 / yr | $275K |
| Earthquake | Very Low | 0.00 / yr | $22K |
| Hurricane | Very Low | 0.01 / yr | $5K |
| Cold Wave | Very Low | 0.43 / yr | $137K |
| Landslide | Very Low | 0.05 / yr | $0 |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Ward County?
Ward County has a composite FEMA National Risk Index score of 15.4 out of 100, placing it in the Very Low category and the 15th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Ward County?
The three highest-rated hazards are Wildfire (Low, $182K EAL), Hail (Low, $371K EAL), Strong Wind (Medium, $503K EAL). These account for most of the county's expected annual losses.
How does Ward County compare to other Texas counties?
Ward County ranks #201 of 254 Texas counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Ward County's $4M EAL is a statistical average, not a guarantee for any specific year or address.