Maverick County, Texas Natural Disaster Risk
FEMA National Risk Index assessment · TX
LowComposite Risk Score
National percentile: 64th
Maverick County faces low composite natural disaster risk (NRI Risk Index score 64.2, 64th national percentile), driven primarily by heat wave and drought exposure. Expected annual loss across all 18 hazard types is $13M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Risk Overview
Overall natural disaster risk in Maverick County is low, with a National Risk Index score of 64.2 out of 100 — placing it in the 64th national percentile and below the national average for natural-disaster risk. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.
Risk here concentrates in heat wave (prolonged periods of extreme heat that threaten health and infrastructure) at Medium risk — $2M in expected annual loss and about 6.95 events per year; drought (extended dry periods that stress water supplies and agriculture) at Medium risk — $567K in expected annual loss and about 105.63 events per year; and lightning (electrical discharges from storms that ignite fires and cause casualties) at Medium risk — $372K in expected annual loss and about 36.13 events per year. Across all hazards, FEMA estimates $13M in expected annual loss for a population of 58K.
Beyond physical exposure, Maverick County has a very high social vulnerability rating (how susceptible the population is to harm) and a very low community resilience rating (its capacity to prepare for and recover from disasters). That combination — a more vulnerable population with limited resilience — can amplify the human cost of any given event.
History supports the rating: Maverick County has received 14 federal disaster declarations since 1990, including 4 for hurricane events and 2 for severe ice storm events. The most recent was Severe Winter Storms (severe ice storm), declared in February 2021.
Among 254 Texas counties, Maverick County ranks #93 for overall natural disaster risk.
Top Hazards
All 18 Hazard Risks
| Heat Wave | Medium | 6.95 / yr | $2M |
| Drought | Medium | 105.63 / yr | $567K |
| Lightning | Medium | 36.13 / yr | $372K |
| Riverine Flood | Medium | 1.64 / yr | $8M |
| Tornado | Medium | 0.11 / yr | $1M |
| Hurricane | Low | 0.04 / yr | $215K |
| Winter Weather | Low | 0.95 / yr | $37K |
| Hail | Low | 0.82 / yr | $149K |
| Wildfire | Very Low | 0.00 / yr | $25K |
| Cold Wave | Low | 0.37 / yr | $434K |
| Landslide | Very Low | 0.13 / yr | $172 |
| Strong Wind | Low | 0.23 / yr | $98K |
| Earthquake | Very Low | 0.00 / yr | $14K |
| Ice Storm | Very Low | 0.01 / yr | $4K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Disaster History
Maverick County has received 14 federal disaster declarations since 1990, most recently Severe Winter Storms in February 2021. Most frequent causes: Hurricane (4), Severe Ice Storm (2), Biological (2).
| Declared | Type | Disaster |
|---|---|---|
| February 2021 | Severe Ice Storm | Severe Winter Storms |
| February 2021 | Severe Ice Storm | Severe Winter Storm |
| March 2020 | Biological | Covid-19 Pandemic |
| March 2020 | Biological | Covid-19 |
| August 2010 | Hurricane | Hurricane Alex |
| March 2008 | Fire | Wildfires |
| May 2007 | Severe Storm | Severe Storms and Tornadoes |
| January 2006 | Fire | Extreme Wildfire Threat |
| September 2005 | Hurricane | Hurricane Rita |
| September 2005 | Hurricane | Hurricane Rita |
Showing the 10 most recent of 14 declarations.
Source: FEMA Disaster Declarations Summaries (OpenFEMA).
Frequently Asked Questions
What is the overall natural disaster risk for Maverick County?
Maverick County has a composite FEMA National Risk Index score of 64.2 out of 100, placing it in the Low category and the 64th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Maverick County?
The three highest-rated hazards are Heat Wave (Medium, $2M EAL), Drought (Medium, $567K EAL), Lightning (Medium, $372K EAL). These account for most of the county's expected annual losses.
How does Maverick County compare to other Texas counties?
Maverick County ranks #93 of 254 Texas counties for overall natural disaster risk, with a low rating.
How many federally declared disasters has Maverick County had?
FEMA records 14 federal disaster declarations for Maverick County since 1990, most often 4 for hurricane events and 2 for severe ice storm events. The most recent was Severe Winter Storms, declared in February 2021.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Maverick County's $13M EAL is a statistical average, not a guarantee for any specific year or address.