Loving County
Texas — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 0th
Loving County faces very low composite natural disaster risk (NRI Risk Index score 0.0, 0th national percentile), driven primarily by hurricane and wildfire exposure. Expected annual loss across all 18 hazard types is $58K.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Hurricane | Very Low | 0.01 / yr | $52 |
| Wildfire | Very Low | 0.00 / yr | $2K |
| Ice Storm | Very Low | 0.45 / yr | $2K |
| Cold Wave | Very Low | 0.42 / yr | $847 |
| Heat Wave | Very Low | 5.40 / yr | $720 |
| Hail | Very Low | 2.13 / yr | $4K |
| Strong Wind | Very Low | 0.71 / yr | $11K |
| Tornado | Very Low | 0.16 / yr | $2K |
| Winter Weather | Very Low | 4.94 / yr | $616 |
| Earthquake | Very Low | 0.00 / yr | $345 |
| Riverine Flood | Very Low | 0.39 / yr | $34K |
| Lightning | Very Low | 44.01 / yr | $594 |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Drought | Very Low | 76.76 / yr | $0 |
| Landslide | Very Low | 0.04 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Loving County?
Loving County has a composite FEMA National Risk Index score of 0.0 out of 100, placing it in the Very Low category and the 0th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Loving County?
The three highest-rated hazards are Hurricane (Very Low, $52 EAL), Wildfire (Very Low, $2K EAL), Ice Storm (Very Low, $2K EAL). These account for most of the county's expected annual losses.
How does Loving County compare to other Texas counties?
Loving County ranks #254 of 254 Texas counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Loving County's $58K EAL is a statistical average, not a guarantee for any specific year or address.